Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Prescott, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

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  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You need to weigh the cost benefit of paying another person to do those things for you, versus doing those things on your own and what your time deserves.” Here’s how credit repair work business work and, if you’re thinking about utilizing one, why you ought to think about credit counseling first.

The companies typically guarantee to “manage all the heavy lifting” of working with the credit reporting companies, states McClary. Credit repair work companies are different from credit therapy agencies, which are generally a free resource from not-for-profit financial education organizations that review your finances, financial obligation and credit reports with the goal of teaching you to improve and manage your financial circumstance.

To help avoid fraudsters, it is essential to investigate any credit repair organization before consenting to work with it. There are “all type of methods” to veterinarian credit repair work business, McClary says. Here’s someplace to start. Guide clear of business that seem too good to be real. If the company says it can do any of the following, it’s a red flag and likely a sign of a rip-off: Get rid of precise unfavorable info from your reports Legally develop a brand-new credit identity for you The company requests you pay before it supplies services Guarantee improved credit Again, we recommend seeking out a credit therapist initially.

Lots of credit repair business start by asking for a copy of your credit report from each of the three significant consumer credit bureaus Equifax, Experian and TransUnion. The business will evaluate your credit reports for negative marks, like Then, it will set a strategy for disputing mistakes and negotiating with creditors to eliminate those items.

Beware here. If you have actually had problem managing credit in the past, a brand-new account might not be the finest alternative. Plus it’s not a terrific idea to handle more credit if you don’t require it. The amount you’ll pay and how it’s determined will vary depending upon the company, but there’s a rule they have to follow.

Depending upon the company, you may pay a one-time flat charge, or spend for each bad mark the business removes from each of your reports. This might start around $35 per deletion and might vary to $750 or more. The company might also charge by the month, ranging from $50 to $130 or more.

Consider how much work your reports need. If there are simply a couple of unfavorable products, you’ll likely be much better off applying any fees towards paying down debt and challenging any errors in your credit reports yourself. The credit bureau usually has 30 days after receiving your conflict to investigate and confirm info.

The credit bureau is required to send you the results of the examination within 5 organisation days of the conclusion of the examination. However if the credit bureau figures out the dispute is “unimportant” it can choose not to investigate as long as it interacts that to you within five days.

But many consumers do not understand where to start, says Gerri Detweiler, education director at Nav, which aims to help business owners understand and manage their service credit. Here are some ways you can deal with enhancing your credit by yourself. Consumers need to “exercise extreme care” when thinking about working with a credit repair work business, McClary states.

Even if you find a company you’re comfy with, the services might not work for your circumstance. Plus you ‘d likely conserve money if you challenged any inaccurate details in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it unlawful for credit repair work companies to lie about their services and outcomes, and sets some extra rules.

Credit reporting business have a number of requirements under CROA, a few of that include Giving you a composed agreement that explains your legal rights and the services they’ll provide Enabling you to cancel within three days without charge Fulfilling the assured service before charging you or receiving costs If a credit repair work company declines to answer your questions, requests payment in advance or fails to put pledges in composing, “that belongs to the ‘smell test’ that informs you there’s something incorrect there,” McClary states.

We suggest thinking about credit counseling first. Ultimately, you may have the ability to reconstruct your credit yourself. Dealing with your credit?.

Choosing the finest credit repair business to help you enhance your credit rating is a big decision. A normal credit repair work service will cost you a couple of hundred dollars and will take up to a year to finish their service. Picking the wrong credit repair work company can end up squandering cash and perhaps more importantly, your time.

Improving your credit score can be the difference between whether or not you enter a brand-new home, cars and truck, or perhaps a task. A greater credit rating may also help you refinance your existing payments so you end up paying less on a monthly basis. A trusted credit repair company can provide their proficiency and assist you on your method to achieving these outcomes.

The procedure of fixing your credit can involve a lot more than merely challenging your credit with the credit bureaus. You need to make certain to use a credit repair business that can fulfill all of your credit needs. When many people consider credit repair they think about a process that has ended up being referred to as credit report repair work.

This component of credit repair work has actually assisted many individuals with erroneous, incomplete, or unverifiable information on their credit reports enhance their credit report. While credit report repair work is an excellent start, many individuals discover that it is inadequate. Credit report repair when the credit bureaus are not able to verify that the doubtful products in your credit reports must be there.

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