Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Rainier Valley, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

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  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You need to weigh the cost benefit of paying someone else to do those things for you, versus doing those things by yourself and what your time deserves.” Here’s how credit repair business work and, if you’re thinking about utilizing one, why you must think about credit counseling initially.

The companies often guarantee to “handle all the heavy lifting” of dealing with the credit reporting firms, states McClary. Credit repair work organizations are various from credit therapy agencies, which are normally a complimentary resource from nonprofit financial education companies that examine your financial resources, financial obligation and credit reports with the objective of mentor you to enhance and manage your financial situation.

To assist avoid fraudsters, it is essential to look into any credit repair company before agreeing to work with it. There are “all type of methods” to vet credit repair companies, McClary states. Here’s somewhere to begin. Stay away from business that appear too good to be true. If the business states it can do any of the following, it’s a red flag and likely a sign of a scam: Eliminate precise negative details from your reports Lawfully produce a new credit identity for you The business demands you pay before it offers services Assurance improved credit Once again, we recommend looking for a credit therapist first.

Numerous credit repair companies start by asking for a copy of your credit report from each of the three significant customer credit bureaus Equifax, Experian and TransUnion. The company will review your credit reports for negative marks, like Then, it will set a prepare for contesting errors and working out with financial institutions to get rid of those items.

Be careful here. If you’ve had trouble managing credit in the past, a brand-new account might not be the finest choice. Plus it’s not a fantastic idea to take on more credit if you don’t require it. The amount you’ll pay and how it’s calculated will differ depending on the business, however there’s a rule they need to follow.

Depending upon the business, you might pay a one-time flat cost, or pay for each derogatory mark the business eliminates from each of your reports. This might begin around $35 per removal and could range to $750 or more. The company may also charge by the month, ranging from $50 to $130 or more.

Consider just how much work your reports require. If there are just one or 2 negative products, you’ll likely be better off using any fees toward paying for financial obligation and challenging any mistakes in your credit reports yourself. The credit bureau normally has one month after getting your dispute to investigate and verify info.

The credit bureau is needed to send you the outcomes of the investigation within 5 organisation days of the completion of the investigation. But if the credit bureau figures out the conflict is “frivolous” it can pick not to examine as long as it interacts that to you within five days.

However many consumers do not understand where to start, states Gerri Detweiler, education director at Nav, which aims to assist business owners comprehend and handle their company credit. Here are some ways you can deal with enhancing your credit by yourself. Customers need to “exercise severe caution” when thinking about working with a credit repair work business, McClary states.

Even if you discover a company you’re comfortable with, the services might not work for your circumstance. Plus you ‘d likely save cash if you contested any inaccurate info in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it unlawful for credit repair work business to lie about their services and outcomes, and sets some additional guidelines.

Credit reporting business have a number of requirements under CROA, some of that include Offering you a composed contract that explains your legal rights and the services they’ll offer Allowing you to cancel within 3 days without charge Fulfilling the guaranteed service prior to charging you or getting costs If a credit repair business refuses to address your concerns, requests payment in advance or stops working to put pledges in writing, “that belongs to the ‘smell test’ that tells you there’s something wrong there,” McClary states.

We suggest thinking about credit counseling initially. Eventually, you might be able to rebuild your credit yourself. Dealing with your credit?.

Picking the very best credit repair business to assist you improve your credit rating is a big decision. A common credit repair work service will cost you a couple of hundred dollars and will use up to a year to complete their service. Picking the incorrect credit repair company can end up losing cash and possibly more significantly, your time.

Improving your credit report can be the difference between whether or not you enter into a brand-new home, vehicle, or even a task. A higher credit score may also help you refinance your existing payments so you end up paying less on a monthly basis. A trusted credit repair work business can provide their know-how and assist you on your way to attaining these outcomes.

The process of fixing your credit can involve a lot more than merely contesting your credit with the credit bureaus. You ought to ensure to use a credit repair business that can satisfy all of your credit needs. When many people think about credit repair work they consider a procedure that has ended up being known as credit report repair.

This aspect of credit repair work has actually assisted many individuals with incorrect, insufficient, or unverifiable info on their credit reports improve their credit scores. While credit report repair work is a great start, many individuals discover that it is not enough. Credit report repair work works when the credit bureaus are unable to validate that the questionable products in your credit reports should be there.

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