Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Rainier View, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Depending on your present credit situation, you may be best served by a credit repair company specializing solely in credit report repair work or one that can likewise supply a complete catalog of credit repair services. The Credit Repair Organizations Act is created to protect you from credit repair rip-offs. Unfortunately, credit repair work is a market that has actually gotten a bad track record due to the fact that of the promotion afforded to credit repair frauds.

A simple method to do this is to understand a few of the laws that govern credit repair business. These laws as defined in the Credit Repair Organizations Act were developed to protect you from credit repair frauds while likewise safeguarding your right to get assist with repairing your credit reports.

In a common credit repair rip-off, the so called credit repair work company charges a big upfront fee (many hundreds or perhaps countless dollars) for service. This enables them to collect their money, avoid carrying out the agreed upon credit repair work, and vanish when too many individuals begin complaining. Under the Credit Repair Organizations Act, credit repair companies are only permitted to expense for services after they have been carried out.

The second law you need to learn about addresses another typical credit repair work scam referred to as file segregation. Submit segregation is the highly unlawful process of creating a brand-new credit identity with the credit bureaus. This new tidy credit identity is then used when obtaining credit since it does not consist of any of the doubtful items on your real credit reports.

Some extra standards explained in the Credit Repair Organizations Act make it illegal for any credit repair work company to guarantee your credit rating will increase, to not notify you that you can fix your credit on your own, and to not enable you to cancel service whenever you desire.

The BBB keeps notes on problems made against companies. If the BBB report for a credit repair work business notes several unresolved complaints or a total low score, you ought to watch out for the company. In addition, beware of any credit repair work company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s nothing a credit repair service can lawfully do for you even eliminating incorrect info that you can’t do for yourself for little or no cost. And the expense of hiring such a company can be considerable, ranging from hundreds to countless dollars. The Credit Repair Organizations Act is a federal law that became efficient on April 1, 1997 in reaction to a number of customers who had suffered from credit repair scams.

Are needed to supply customers with a written contract stating all the services to be provided as well as the terms of payment. Under the law, consumers have 3 days to withdraw from the contract. Are forbidden to ask or recommend that you misinform credit reporting companies about your credit accounts or change your identity to change your credit report.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be enforced. There is no fast fix for your credit. Details that is negative but accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a better understanding of your credit picture and what lending institutions can see, inspect your credit report. If you require help reading your report, you can find out more about how to read your Experian credit report. If you wish to learn more about credit reports in general, you can read about credit report basics. If you find details that is inaccurate, you can file a dispute.

Ensure you’re clear on items that could possibly be fraudulent, versus those that may simply be inaccurate. Your payment history is among the most important elements of lots of FICO scoring models. Late and missed out on payments will lower your scores, and public records and collections can cause considerable damage.

Your scores frequently consider the size and recency of your financial obligation. The bigger your financial obligation is and the more current your missed payments are, the even worse your rating will be. Bringing accounts current and continuing to pay on time will generally have a positive impact on your credit report.

Basically it’s the sum of all of your revolving financial obligation (such as your charge card balances) divided by the overall credit that is offered to you (or the total of all your credit line). High credit utilization rate can negatively impact your credit rating. Generally, it’s an excellent concept to keep your credit usage rate below 30%.

There are 2 ways to decrease your credit usage rate: Lower your debt by settling your account balances. Increase your overall readily available credit by raising your credit line on an existing account or opening a brand-new credit account. While increasing your credit line might appear like an enticing alternative, it can be a risky move.

Additionally, if you try to open a new credit card, an questions will appear on your credit report and briefly reduce your credit rating. Minimizing your balances on charge card and other revolving credit accounts is most likely the better choice to improve your credit utilization rate, and, subsequently, your credit rating.

Scoring models think about just how much you owe and across the number of different accounts. If you have debt across a large number of accounts, it might be useful to pay off a few of the accounts, if you can. Paying for your debt is the goal of many who have actually accrued debt in the past, but even after you pay the balance down to zero, think about keeping that account open.

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