Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

Request More Information

  • This field is for validation purposes and should be left unchanged.


The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Rollingbay, Washington residents

Credit Repair company serves the following zip code(s):

98110, 98061

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group


Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To


Depending on your present credit circumstance, you may be finest served by a credit repair company specializing exclusively in credit report repair or one that can also offer a full catalog of credit repair work services. The Credit Repair Organizations Act is designed to secure you from credit repair scams. Unfortunately, credit repair work is a market that has actually gotten a bad track record because of the promotion managed to credit repair work frauds.

A simple way to do this is to understand a few of the laws that govern credit repair business. These laws as specified in the Credit Repair Organizations Act were developed to protect you from credit repair work scams while likewise securing your right to get assist with fixing your credit reports.

In a typical credit repair scam, the so called credit repair company charges a large upfront cost (many hundreds or perhaps thousands of dollars) for service. This allows them to collect their cash, prevent carrying out the agreed upon credit repair, and disappear when a lot of people start grumbling. Under the Credit Repair Organizations Act, credit repair business are just permitted to bill for services after they have actually been carried out.

The 2nd law you should learn about addresses another typical credit repair fraud understood as file partition. Submit segregation is the highly illegal procedure of developing a new credit identity with the credit bureaus. This brand-new clean credit identity is then used when looking for credit due to the fact that it does not consist of any of the doubtful products on your genuine credit reports.

Some additional guidelines described in the Credit Repair work Organizations Act make it illegal for any credit repair work company to promise your credit report will increase, to not notify you that you can repair your credit on your own, and to not enable you to cancel service whenever you desire.

The BBB keeps notes on complaints made against business. If the BBB report for a credit repair work company lists multiple unresolved grievances or a general low rating, you must watch out for the company. In addition, beware of any credit repair company that does not list credit repair services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair work service can legally provide for you even getting rid of incorrect information that you can’t provide for yourself for little or no cost. And the cost of working with such a business can be significant, varying from hundreds to thousands of dollars. The Credit Repair Work Organizations Act is a federal law that became reliable on April 1, 1997 in action to a number of consumers who had suffered from credit repair scams.

Are required to provide customers with a written contract mentioning all the services to be provided in addition to the conditions of payment. Under the law, consumers have three days to withdraw from the contract. Are forbidden to ask or recommend that you misguide credit reporting business about your credit accounts or change your identity to alter your credit history.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be imposed. There is no quick fix for your credit. Info that is unfavorable however precise (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit picture and what loan providers can see, examine your credit report. If you require help reading your report, you can discover more about how to read your Experian credit report. If you want to discover more about credit reports in general, you can check out credit report fundamentals. If you find information that is incorrect, you can file a disagreement.

Make certain you’re clear on products that could potentially be deceitful, versus those that may simply be incorrect. Your payment history is one of the most important components of numerous FICO scoring models. Late and missed payments will minimize your scores, and public records and collections can trigger significant damage.

Your scores typically take into consideration the size and recency of your debt. The bigger your financial obligation is and the more recent your missed out on payments are, the worse your score will be. Bringing accounts existing and continuing to pay on time will usually have a favorable effect on your credit history.

Basically it’s the amount of all of your revolving debt (such as your charge card balances) divided by the total credit that is offered to you (or the total of all your credit limitations). High credit utilization rate can negatively affect your credit history. Generally, it’s an excellent idea to keep your credit utilization rate listed below 30%.

There are two methods to decrease your credit utilization rate: Decrease your financial obligation by paying off your account balances. Increase your total offered credit by raising your credit limitation on an existing account or opening a new credit account. While increasing your credit line might look like an enticing choice, it can be a dangerous move.

Additionally, if you try to open a brand-new charge card, an inquiry will appear on your credit report and briefly lower your credit report. Minimizing your balances on credit cards and other revolving credit accounts is likely the better alternative to enhance your credit utilization rate, and, consequently, your credit history.

Scoring designs consider just how much you owe and across the number of various accounts. If you have debt throughout a a great deal of accounts, it might be useful to pay off a few of the accounts, if you can. Paying for your financial obligation is the goal of lots of who’ve accumulated financial obligation in the past, however even after you pay the balance to no, think about keeping that account open.

Request More Information

  • This field is for validation purposes and should be left unchanged.