Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Selleck, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Depending on your current credit situation, you might be finest served by a credit repair work company specializing solely in credit report repair work or one that can also supply a full brochure of credit repair work services. The Credit Repair Work Organizations Act is developed to secure you from credit repair work frauds. Sadly, credit repair work is a market that has gotten a bad reputation since of the publicity managed to credit repair frauds.

A simple method to do this is to know a few of the laws that govern credit repair business. These laws as defined in the Credit Repair Organizations Act were developed to safeguard you from credit repair rip-offs while likewise protecting your right to get assist with fixing your credit reports.

In a common credit repair scam, the so called credit repair business charges a large in advance charge (lots of hundreds or perhaps countless dollars) for service. This enables them to collect their money, avoid performing the concurred upon credit repair work, and vanish when a lot of people start complaining. Under the Credit Repair Work Organizations Act, credit repair work companies are only allowed to bill for services after they have actually been performed.

The second law you must learn about addresses another typical credit repair rip-off understood as file partition. File segregation is the highly illegal procedure of producing a brand-new credit identity with the credit bureaus. This brand-new clean credit identity is then used when obtaining credit since it does not include any of the doubtful items on your real credit reports.

Some extra standards described in the Credit Repair work Organizations Act make it illegal for any credit repair work business to guarantee your credit report will increase, to not inform you that you have the right to fix your credit on your own, and to not allow you to cancel service whenever you want.

The BBB keeps notes on grievances made versus companies. If the BBB report for a credit repair business notes several unresolved complaints or an overall low ranking, you need to watch out for the business. In addition, beware of any credit repair business that does not list credit repair work services as one of their offerings in their BBB filing.

There’s nothing a credit repair service can lawfully do for you even getting rid of incorrect information that you can’t provide for yourself for little or no cost. And the cost of employing such a company can be substantial, varying from hundreds to countless dollars. The Credit Repair Organizations Act is a federal law that became efficient on April 1, 1997 in action to a number of consumers who had actually experienced credit repair rip-offs.

Are required to offer customers with a written agreement specifying all the services to be supplied along with the terms and conditions of payment. Under the law, consumers have 3 days to withdraw from the agreement. Are forbidden to ask or recommend that you deceive credit reporting business about your charge account or change your identity to alter your credit rating.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be imposed. There is no fast fix for your credit. Information that is negative but accurate (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a much better understanding of your credit image and what lenders can see, check your credit report. If you require help reading your report, you can find out more about how to read your Experian credit report. If you desire to find out more about credit reports in general, you can check out credit report basics. If you discover information that is inaccurate, you can submit a conflict.

Make sure you’re clear on products that could possibly be fraudulent, versus those that might merely be incorrect. Your payment history is among the most essential elements of many FICO scoring designs. Late and missed payments will decrease your scores, and public records and collections can cause substantial damage.

Your ratings often consider the size and recency of your financial obligation. The larger your financial obligation is and the more recent your missed out on payments are, the worse your score will be. Bringing accounts present and continuing to pay on time will generally have a favorable effect on your credit scores.

Generally it’s the amount of all of your revolving debt (such as your credit card balances) divided by the total credit that is offered to you (or the total of all your credit limits). High credit usage rate can negatively impact your credit rating. Generally, it’s a good idea to keep your credit usage rate below 30%.

There are two methods to lower your credit usage rate: Minimize your financial obligation by settling your account balances. Increase your overall available credit by raising your credit limitation on an existing account or opening a brand-new credit account. While increasing your credit line may appear like an enticing alternative, it can be a dangerous move.

Furthermore, if you try to open a brand-new credit card, an questions will appear on your credit report and momentarily decrease your credit history. Lowering your balances on credit cards and other revolving credit accounts is likely the much better alternative to improve your credit utilization rate, and, consequently, your credit scores.

Scoring designs consider how much you owe and throughout the number of various accounts. If you have financial obligation throughout a big number of accounts, it might be useful to pay off some of the accounts, if you can. Paying down your financial obligation is the goal of many who’ve accrued financial obligation in the past, however even after you pay the balance down to absolutely no, consider keeping that account open.

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