Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Somerset, Washington residents

Credit Repair company serves the following zip code(s):

98004, 98005, 98006, 98007, 98008, 98009, 98015


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your present credit scenario, you may be best served by a credit repair work business specializing exclusively in credit report repair work or one that can likewise offer a complete brochure of credit repair work services. The Credit Repair Work Organizations Act is developed to protect you from credit repair work frauds. Sadly, credit repair work is a market that has gotten a bad credibility due to the fact that of the promotion paid for to credit repair rip-offs.

An easy method to do this is to know a few of the laws that govern credit repair work business. These laws as specified in the Credit Repair Work Organizations Act were created to secure you from credit repair rip-offs while likewise securing your right to get aid with fixing your credit reports.

In a typical credit repair scam, the so called credit repair work company charges a big upfront charge (lots of hundreds or even countless dollars) for service. This allows them to gather their cash, prevent carrying out the concurred upon credit repair, and vanish when a lot of people start complaining. Under the Credit Repair Work Organizations Act, credit repair companies are only permitted to expense for services after they have been carried out.

The second law you should learn about addresses another typical credit repair work scam referred to as file segregation. Submit partition is the highly unlawful procedure of creating a new credit identity with the credit bureaus. This brand-new tidy credit identity is then used when looking for credit due to the fact that it does not include any of the questionable products on your genuine credit reports.

Some extra guidelines explained in the Credit Repair work Organizations Act make it unlawful for any credit repair company to guarantee your credit history will increase, to not inform you that you deserve to repair your credit on your own, and to not enable you to cancel service whenever you desire.

The BBB keeps notes on complaints made against companies. If the BBB report for a credit repair work company notes numerous unsolved grievances or a general low score, you need to be careful of the company. In addition, beware of any credit repair work company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s nothing a credit repair service can lawfully provide for you even eliminating incorrect information that you can’t do for yourself for little or no expenditure. And the cost of employing such a company can be significant, ranging from hundreds to thousands of dollars. The Credit Repair Work Organizations Act is a federal law that ended up being reliable on April 1, 1997 in response to a number of consumers who had actually struggled with credit repair work rip-offs.

Are required to supply customers with a written contract specifying all the services to be offered along with the terms and conditions of payment. Under the law, consumers have 3 days to withdraw from the contract. Are prohibited to ask or recommend that you deceive credit reporting companies about your credit accounts or modify your identity to change your credit history.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be enforced. There is no quick fix for your credit. Details that is unfavorable however accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit picture and what loan providers can see, inspect your credit report. If you require assistance reading your report, you can discover more about how to read your Experian credit report. If you wish to find out more about credit reports in basic, you can check out credit report fundamentals. If you find information that is incorrect, you can submit a dispute.

Make sure you’re clear on products that could potentially be deceptive, versus those that might merely be inaccurate. Your payment history is among the most essential elements of lots of FICO scoring designs. Late and missed out on payments will decrease your ratings, and public records and collections can trigger considerable damage.

Your ratings typically take into account the size and recency of your financial obligation. The bigger your financial obligation is and the more current your missed out on payments are, the even worse your score will be. Bringing accounts present and continuing to pay on time will almost always have a positive influence on your credit report.

Generally it’s the sum of all of your revolving debt (such as your charge card balances) divided by the overall credit that is offered to you (or the overall of all your credit line). High credit utilization rate can adversely affect your credit ratings. Typically, it’s a great concept to keep your credit usage rate listed below 30%.

There are two ways to minimize your credit utilization rate: Lower your financial obligation by paying off your account balances. Increase your total offered credit by raising your credit line on an existing account or opening a new credit account. While increasing your credit line may seem like an appealing alternative, it can be a risky relocation.

In addition, if you try to open a new charge card, an questions will appear on your credit report and temporarily reduce your credit score. Lowering your balances on charge card and other revolving credit accounts is likely the much better alternative to enhance your credit utilization rate, and, consequently, your credit ratings.

Scoring designs think about just how much you owe and across the number of different accounts. If you have debt throughout a big number of accounts, it might be advantageous to settle a few of the accounts, if you can. Paying for your debt is the goal of numerous who have actually accrued debt in the past, however even after you pay the balance to zero, consider keeping that account open.

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