Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all South End, Washington residents

Credit Repair company serves the following zip code(s):

98422, 98421, 98402, 98403, 98404, 98405, 98408, 98409, 98406, 98407, 98465, 98416, 98418, 98444, 98401, 98411, 98412, 98413, 98415, 98417, 98419, 98471, 98481, 98490


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your present credit scenario, you might be best served by a credit repair company specializing solely in credit report repair work or one that can also provide a full catalog of credit repair work services. The Credit Repair Organizations Act is created to protect you from credit repair work rip-offs. Regrettably, credit repair is a market that has gotten a bad reputation due to the fact that of the publicity afforded to credit repair rip-offs.

An easy method to do this is to know a few of the laws that govern credit repair work business. These laws as defined in the Credit Repair Work Organizations Act were developed to safeguard you from credit repair work frauds while also safeguarding your right to get assist with fixing your credit reports.

In a normal credit repair fraud, the so called credit repair work company charges a big in advance fee (lots of hundreds or even thousands of dollars) for service. This allows them to collect their money, avoid carrying out the concurred upon credit repair work, and vanish when a lot of individuals start grumbling. Under the Credit Repair Organizations Act, credit repair work business are just allowed to expense for services after they have actually been performed.

The second law you should know about addresses another typical credit repair scam referred to as file partition. Submit segregation is the extremely unlawful procedure of producing a new credit identity with the credit bureaus. This brand-new tidy credit identity is then used when getting credit since it does not consist of any of the questionable products on your genuine credit reports.

Some additional standards explained in the Credit Repair Organizations Act make it illegal for any credit repair work company to guarantee your credit rating will increase, to not inform you that you deserve to fix your credit by yourself, and to not allow you to cancel service whenever you want.

The BBB keeps notes on problems made versus companies. If the BBB report for a credit repair business lists numerous unsettled complaints or a general low rating, you should be cautious of the business. In addition, beware of any credit repair work business that does not list credit repair services as one of their offerings in their BBB filing.

There’s nothing a credit repair work service can legally do for you even getting rid of wrong details that you can’t do for yourself for little or no expenditure. And the expense of employing such a business can be considerable, ranging from hundreds to thousands of dollars. The Credit Repair Work Organizations Act is a federal law that became efficient on April 1, 1997 in reaction to a number of consumers who had experienced credit repair frauds.

Are required to supply customers with a written agreement specifying all the services to be supplied along with the terms and conditions of payment. Under the law, customers have three days to withdraw from the agreement. Are prohibited to ask or suggest that you mislead credit reporting companies about your charge account or alter your identity to change your credit history.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be enforced. There is no fast repair for your credit. Details that is negative however precise (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a better understanding of your credit image and what lenders can see, examine your credit report. If you require help reading your report, you can find out more about how to read your Experian credit report. If you desire to find out more about credit reports in general, you can check out credit report basics. If you find details that is incorrect, you can file a conflict.

Ensure you’re clear on products that might potentially be fraudulent, versus those that might just be inaccurate. Your payment history is among the most essential parts of numerous FICO scoring models. Late and missed payments will minimize your ratings, and public records and collections can cause substantial damage.

Your scores frequently consider the size and recency of your debt. The larger your financial obligation is and the more current your missed payments are, the worse your score will be. Bringing accounts present and continuing to pay on time will generally have a favorable effect on your credit history.

Generally it’s the sum of all of your revolving financial obligation (such as your charge card balances) divided by the total credit that is offered to you (or the overall of all your credit limitations). High credit usage rate can negatively affect your credit report. Normally, it’s a great idea to keep your credit usage rate below 30%.

There are two methods to minimize your credit usage rate: Decrease your financial obligation by settling your account balances. Increase your total available credit by raising your credit line on an existing account or opening a brand-new credit account. While increasing your credit limit might appear like an appealing alternative, it can be a risky relocation.

In addition, if you attempt to open a new charge card, an query will appear on your credit report and briefly lower your credit history. Minimizing your balances on credit cards and other revolving credit accounts is likely the better alternative to enhance your credit usage rate, and, consequently, your credit rating.

Scoring designs consider just how much you owe and throughout the number of different accounts. If you have debt throughout a big number of accounts, it may be helpful to pay off some of the accounts, if you can. Paying for your debt is the objective of numerous who’ve accrued financial obligation in the past, but even after you pay the balance down to zero, think about keeping that account open.

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