Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all South Tacoma, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

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  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You have to weigh the expense benefit of paying someone else to do those things for you, versus doing those things on your own and what your time is worth.” Here’s how credit repair work companies work and, if you’re thinking of using one, why you ought to think about credit therapy first.

The companies often promise to “handle all the heavy lifting” of dealing with the credit reporting agencies, says McClary. Credit repair companies are various from credit therapy agencies, which are usually a totally free resource from not-for-profit financial education organizations that evaluate your finances, financial obligation and credit reports with the objective of mentor you to enhance and handle your financial scenario.

To help prevent fraudsters, it’s essential to research any credit repair company before accepting work with it. There are “all sort of ways” to vet credit repair companies, McClary states. Here’s someplace to start. Steer clear of business that seem too good to be true. If the business states it can do any of the following, it’s a red flag and likely a sign of a fraud: Eliminate accurate negative details from your reports Legally produce a new credit identity for you The business demands you pay prior to it offers services Guarantee improved credit Again, we advise looking for a credit therapist initially.

Lots of credit repair companies start by asking for a copy of your credit report from each of the 3 major customer credit bureaus Equifax, Experian and TransUnion. The business will examine your credit reports for derogatory marks, like Then, it will set a plan for contesting errors and working out with lenders to eliminate those items.

Be careful here. If you have actually had trouble handling credit in the past, a brand-new account might not be the finest option. Plus it’s not an excellent concept to take on more credit if you do not require it. The amount you’ll pay and how it’s calculated will differ depending upon the business, but there’s a rule they need to follow.

Depending upon the company, you may pay a one-time flat cost, or pay for each bad mark the business removes from each of your reports. This may start around $35 per removal and could vary to $750 or more. The company might likewise charge by the month, ranging from $50 to $130 or more.

Believe about just how much work your reports need. If there are just one or 2 negative items, you’ll likely be better off applying any fees toward paying down financial obligation and disputing any mistakes in your credit reports yourself. The credit bureau typically has 1 month after getting your conflict to examine and verify details.

The credit bureau is needed to send you the outcomes of the investigation within 5 organisation days of the conclusion of the investigation. However if the credit bureau determines the dispute is “pointless” it can pick not to examine as long as it interacts that to you within five days.

But many customers do not know where to begin, says Gerri Detweiler, education director at Nav, which aims to assist entrepreneur comprehend and handle their business credit. Here are some methods you can deal with enhancing your credit by yourself. Customers need to “exercise extreme care” when considering working with a credit repair company, McClary says.

Even if you find a company you’re comfortable with, the services might not work for your scenario. Plus you ‘d likely save money if you disputed any inaccurate info in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it unlawful for credit repair work companies to lie about their services and results, and sets some extra rules.

Credit reporting business have a number of requirements under CROA, some of that include Giving you a composed contract that explains your legal rights and the services they’ll offer Enabling you to cancel within three days without charge Satisfying the assured service prior to charging you or receiving fees If a credit repair business refuses to address your concerns, requests payment up front or stops working to put promises in writing, “that belongs to the ‘smell test’ that informs you there’s something incorrect there,” McClary states.

We advise thinking about credit therapy initially. Eventually, you may have the ability to restore your credit yourself. Working on your credit?.

Selecting the finest credit repair work company to assist you enhance your credit score is a huge choice. A normal credit repair work service will cost you a few hundred dollars and will take up to a year to complete their service. Selecting the incorrect credit repair company can end up squandering cash and possibly more significantly, your time.

Improving your credit history can be the distinction in between whether or not you enter a brand-new home, cars and truck, and even a job. A higher credit history might also help you re-finance your existing payments so you end up paying less every month. A trusted credit repair work business can provide their proficiency and help you on your way to attaining these results.

The procedure of fixing your credit can involve far more than merely challenging your credit with the credit bureaus. You should ensure to utilize a credit repair work company that can fulfill all of your credit needs. When many people think about credit repair they consider a procedure that has ended up being called credit report repair work.

This component of credit repair has actually assisted many individuals with erroneous, incomplete, or unverifiable details on their credit reports improve their credit report. While credit report repair is a great start, lots of people discover that it is not enough. Credit report repair when the credit bureaus are unable to verify that the questionable products in your credit reports need to be there.

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