Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Tacoma, Washington residents

Credit Repair company serves the following zip code(s):

98422, 98421, 98402, 98403, 98404, 98405, 98408, 98409, 98406, 98407, 98465, 98416, 98418, 98444, 98401, 98411, 98412, 98413, 98415, 98417, 98419, 98471, 98481, 98490

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You have to weigh the cost benefit of paying somebody else to do those things for you, versus doing those things on your own and what your time deserves.” Here’s how credit repair work companies work and, if you’re thinking about utilizing one, why you should consider credit therapy first.

The business frequently promise to “deal with all the heavy lifting” of working with the credit reporting agencies, states McClary. Credit repair organizations are various from credit therapy companies, which are usually a complimentary resource from not-for-profit monetary education companies that evaluate your financial resources, financial obligation and credit reports with the objective of teaching you to enhance and handle your financial situation.

To help avoid fraudsters, it is necessary to investigate any credit repair organization prior to accepting deal with it. There are “all sort of ways” to veterinarian credit repair companies, McClary states. Here’s somewhere to start. Avoid business that seem too excellent to be real. If the company states it can do any of the following, it’s a red flag and likely a sign of a fraud: Remove accurate unfavorable info from your reports Lawfully produce a new credit identity for you The business requests you pay prior to it offers services Warranty enhanced credit Once again, we suggest looking for a credit counselor first.

Many credit repair work business begin by asking for a copy of your credit report from each of the three major customer credit bureaus Equifax, Experian and TransUnion. The company will review your credit reports for negative marks, like Then, it will set a prepare for disputing errors and working out with lenders to remove those products.

Be mindful here. If you have actually had difficulty managing credit in the past, a brand-new account may not be the best option. Plus it’s not a terrific concept to handle more credit if you do not require it. The amount you’ll pay and how it’s computed will vary depending on the company, however there’s a guideline they have to follow.

Depending on the business, you might pay a one-time flat charge, or pay for each negative mark the business removes from each of your reports. This may start around $35 per deletion and might vary to $750 or more. The company might likewise charge by the month, varying from $50 to $130 or more.

Think of just how much work your reports require. If there are just one or two negative products, you’ll likely be better off applying any costs toward paying for financial obligation and contesting any errors in your credit reports yourself. The credit bureau typically has 30 days after getting your conflict to investigate and validate info.

The credit bureau is required to send you the outcomes of the examination within 5 service days of the conclusion of the investigation. But if the credit bureau identifies the disagreement is “pointless” it can select not to examine as long as it communicates that to you within five days.

However numerous customers don’t understand where to start, states Gerri Detweiler, education director at Nav, which intends to assist service owners understand and manage their business credit. Here are some methods you can deal with improving your credit by yourself. Consumers must “exercise extreme caution” when considering working with a credit repair work business, McClary says.

Even if you find a company you’re comfortable with, the services might not work for your situation. Plus you ‘d likely conserve money if you challenged any incorrect info in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it unlawful for credit repair companies to lie about their services and results, and sets some additional guidelines.

Credit reporting companies have a number of requirements under CROA, some of which include Giving you a written agreement that discusses your legal rights and the services they’ll provide Permitting you to cancel within three days without charge Fulfilling the promised service before charging you or receiving fees If a credit repair company declines to address your questions, demands payment in advance or stops working to put pledges in writing, “that’s part of the ‘smell test’ that tells you there’s something incorrect there,” McClary says.

We advise considering credit therapy initially. Ultimately, you might be able to rebuild your credit yourself. Working on your credit?.

Picking the very best credit repair work company to assist you enhance your credit rating is a big choice. A typical credit repair service will cost you a couple of hundred dollars and will use up to a year to finish their service. Choosing the incorrect credit repair work company can end up squandering cash and perhaps more notably, your time.

Improving your credit score can be the difference in between whether you enter into a brand-new home, vehicle, or perhaps a job. A higher credit rating might likewise help you re-finance your existing payments so you end up paying less on a monthly basis. A relied on credit repair company can provide their knowledge and assist you on your way to accomplishing these results.

The process of repairing your credit can involve a lot more than merely challenging your credit with the credit bureaus. You should make sure to utilize a credit repair work business that can meet all of your credit needs. When many people think about credit repair work they think of a process that has ended up being called credit report repair work.

This element of credit repair work has assisted lots of individuals with incorrect, insufficient, or unverifiable details on their credit reports enhance their credit report. While credit report repair work is a good start, many individuals find that it is not enough. Credit report repair works when the credit bureaus are unable to validate that the doubtful items in your credit reports need to exist.

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