Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Telma, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

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  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You need to weigh the expense benefit of paying another person to do those things for you, versus doing those things on your own and what your time is worth.” Here’s how credit repair work companies work and, if you’re considering using one, why you should think about credit counseling first.

The business often promise to “handle all the heavy lifting” of dealing with the credit reporting firms, states McClary. Credit repair work organizations are different from credit counseling firms, which are usually a free resource from not-for-profit financial education companies that review your finances, financial obligation and credit reports with the goal of teaching you to enhance and manage your monetary scenario.

To help prevent scammers, it is very important to research any credit repair work company prior to concurring to work with it. There are “all sort of ways” to vet credit repair companies, McClary says. Here’s somewhere to begin. Stay away from business that appear too great to be true. If the company states it can do any of the following, it’s a warning and likely an indication of a fraud: Remove precise unfavorable info from your reports Lawfully produce a new credit identity for you The company demands you pay prior to it supplies services Guarantee enhanced credit Once again, we recommend looking for a credit therapist first.

Lots of credit repair companies start by requesting a copy of your credit report from each of the three major consumer credit bureaus Equifax, Experian and TransUnion. The company will review your credit reports for negative marks, like Then, it will set a prepare for disputing mistakes and negotiating with creditors to get rid of those items.

Beware here. If you have actually had trouble handling credit in the past, a new account might not be the finest choice. Plus it’s not an excellent concept to take on more credit if you don’t require it. The quantity you’ll pay and how it’s calculated will vary depending on the business, however there’s a guideline they need to follow.

Depending on the business, you may pay a one-time flat fee, or spend for each derogatory mark the business eliminates from each of your reports. This may begin around $35 per removal and could vary to $750 or more. The business may likewise charge by the month, varying from $50 to $130 or more.

Think of just how much work your reports require. If there are simply one or 2 negative products, you’ll likely be much better off applying any fees toward paying down debt and challenging any mistakes in your credit reports yourself. The credit bureau normally has 1 month after getting your conflict to examine and confirm details.

The credit bureau is required to send you the results of the examination within 5 service days of the conclusion of the examination. But if the credit bureau identifies the dispute is “frivolous” it can select not to examine as long as it communicates that to you within 5 days.

However many customers don’t know where to begin, says Gerri Detweiler, education director at Nav, which intends to assist company owner comprehend and manage their company credit. Here are some methods you can work on improving your credit by yourself. Customers should “work out extreme caution” when thinking about working with a credit repair business, McClary states.

Even if you discover a business you’re comfy with, the services might not work for your scenario. Plus you ‘d likely save money if you contested any incorrect information in your credit reports yourself. The Credit Repair Organizations Act, or CROA, makes it prohibited for credit repair companies to lie about their services and results, and sets some extra guidelines.

Credit reporting business have a number of requirements under CROA, some of which consist of Providing you a written agreement that describes your legal rights and the services they’ll offer Permitting you to cancel within three days without charge Satisfying the assured service prior to charging you or getting charges If a credit repair work company declines to address your questions, requests payment in advance or stops working to put guarantees in composing, “that’s part of the ‘sniff test’ that tells you there’s something wrong there,” McClary states.

We advise considering credit counseling initially. Ultimately, you may be able to reconstruct your credit yourself. Working on your credit?.

Choosing the very best credit repair business to help you improve your credit history is a big decision. A common credit repair work service will cost you a few hundred dollars and will take up to a year to complete their service. Picking the wrong credit repair company can wind up squandering money and possibly more significantly, your time.

Improving your credit report can be the distinction between whether you enter into a brand-new home, car, or perhaps a job. A greater credit report may likewise help you refinance your existing payments so you end up paying less on a monthly basis. A trusted credit repair business can provide their competence and assist you on your method to attaining these results.

The process of repairing your credit can include far more than merely disputing your credit with the credit bureaus. You need to ensure to utilize a credit repair business that can meet all of your credit needs. When many people consider credit repair work they consider a process that has become referred to as credit report repair work.

This element of credit repair has helped lots of people with incorrect, incomplete, or unverifiable details on their credit reports enhance their credit rating. While credit report repair work is a good start, numerous people discover that it is insufficient. Credit report repair work works when the credit bureaus are not able to verify that the questionable items in your credit reports must exist.

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