Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all The Highlands, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

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  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Now Hiring In The Highlands Washington

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Depending on your present credit situation, you might be finest served by a credit repair business specializing solely in credit report repair or one that can also supply a complete brochure of credit repair services. The Credit Repair Work Organizations Act is developed to secure you from credit repair work rip-offs. Unfortunately, credit repair is an industry that has received a bad credibility since of the promotion managed to credit repair frauds.

An easy method to do this is to know a few of the laws that govern credit repair companies. These laws as specified in the Credit Repair Organizations Act were developed to secure you from credit repair rip-offs while likewise securing your right to get help with fixing your credit reports.

In a common credit repair fraud, the so called credit repair company charges a large upfront charge (numerous hundreds or perhaps countless dollars) for service. This enables them to gather their cash, avoid carrying out the agreed upon credit repair, and vanish when too numerous people begin complaining. Under the Credit Repair Organizations Act, credit repair business are only allowed to costs for services after they have actually been carried out.

The second law you must know about addresses another common credit repair scam called file partition. File segregation is the highly illegal process of creating a new credit identity with the credit bureaus. This brand-new clean credit identity is then utilized when using for credit due to the fact that it does not include any of the doubtful products on your real credit reports.

Some extra standards described in the Credit Repair work Organizations Act make it prohibited for any credit repair company to guarantee your credit history will increase, to not inform you that you deserve to fix your credit by yourself, and to not enable you to cancel service whenever you desire.

The BBB keeps notes on complaints made versus business. If the BBB report for a credit repair work company notes numerous unresolved complaints or a general low score, you should be wary of the business. In addition, beware of any credit repair work company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair work service can legally do for you even eliminating wrong info that you can’t do for yourself for little or no cost. And the expense of employing such a business can be substantial, ranging from hundreds to countless dollars. The Credit Repair Work Organizations Act is a federal law that ended up being reliable on April 1, 1997 in action to a number of consumers who had actually suffered from credit repair frauds.

Are required to supply customers with a composed agreement stating all the services to be provided as well as the terms of payment. Under the law, consumers have 3 days to withdraw from the agreement. Are prohibited to ask or suggest that you misinform credit reporting business about your credit accounts or alter your identity to alter your credit rating.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be imposed. There is no quick repair for your credit. Information that is negative however accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a better understanding of your credit photo and what lenders can see, inspect your credit report. If you require help reading your report, you can discover more about how to read your Experian credit report. If you wish to discover more about credit reports in general, you can check out credit report fundamentals. If you discover information that is inaccurate, you can submit a disagreement.

Ensure you’re clear on items that might potentially be deceitful, versus those that might just be incorrect. Your payment history is one of the most essential components of many FICO scoring models. Late and missed out on payments will decrease your scores, and public records and collections can cause significant damage.

Your ratings typically take into account the size and recency of your financial obligation. The bigger your debt is and the more recent your missed out on payments are, the worse your score will be. Bringing accounts existing and continuing to pay on time will often have a favorable effect on your credit scores.

Basically it’s the sum of all of your revolving financial obligation (such as your charge card balances) divided by the overall credit that is offered to you (or the overall of all your credit line). High credit usage rate can adversely impact your credit rating. Typically, it’s a good idea to keep your credit usage rate below 30%.

There are two ways to decrease your credit utilization rate: Lower your debt by settling your account balances. Increase your total readily available credit by raising your credit limitation on an existing account or opening a brand-new charge account. While increasing your credit limitation may appear like an enticing choice, it can be a dangerous move.

In addition, if you attempt to open a new charge card, an inquiry will appear on your credit report and briefly reduce your credit history. Minimizing your balances on charge card and other revolving credit accounts is most likely the better option to enhance your credit usage rate, and, consequently, your credit report.

Scoring designs think about how much you owe and across the number of different accounts. If you have financial obligation across a a great deal of accounts, it may be useful to pay off a few of the accounts, if you can. Paying down your debt is the objective of many who’ve accumulated financial obligation in the past, but even after you pay the balance down to no, consider keeping that account open.

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