Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

Request More Information

  • This field is for validation purposes and should be left unchanged.


The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Three Lakes, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group


Now Hiring In Three Lakes Washington

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To


Depending upon your existing credit scenario, you may be finest served by a credit repair business specializing solely in credit report repair work or one that can likewise offer a complete brochure of credit repair work services. The Credit Repair Work Organizations Act is created to protect you from credit repair scams. Sadly, credit repair work is an industry that has actually received a bad track record due to the fact that of the publicity afforded to credit repair frauds.

A simple method to do this is to know a few of the laws that govern credit repair companies. These laws as specified in the Credit Repair Organizations Act were designed to secure you from credit repair rip-offs while also securing your right to get aid with repairing your credit reports.

In a typical credit repair scam, the so called credit repair work company charges a big upfront cost (numerous hundreds or perhaps countless dollars) for service. This allows them to collect their money, prevent carrying out the concurred upon credit repair, and vanish when a lot of people start complaining. Under the Credit Repair Work Organizations Act, credit repair work business are just allowed to bill for services after they have been performed.

The 2nd law you must learn about addresses another typical credit repair work rip-off called file segregation. File partition is the highly unlawful process of developing a new credit identity with the credit bureaus. This brand-new clean credit identity is then utilized when looking for credit because it does not include any of the doubtful items on your real credit reports.

Some additional standards described in the Credit Repair work Organizations Act make it prohibited for any credit repair business to promise your credit rating will increase, to not notify you that you have the right to repair your credit by yourself, and to not enable you to cancel service whenever you desire.

The BBB keeps notes on grievances made versus business. If the BBB report for a credit repair work business notes several unsolved problems or a total low rating, you ought to be wary of the company. In addition, beware of any credit repair work company that does not list credit repair services as one of their offerings in their BBB filing.

There’s nothing a credit repair service can lawfully provide for you even eliminating incorrect information that you can’t provide for yourself for little or no cost. And the cost of hiring such a business can be substantial, ranging from hundreds to thousands of dollars. The Credit Repair Work Organizations Act is a federal law that became reliable on April 1, 1997 in response to a variety of customers who had actually suffered from credit repair work scams.

Are needed to provide consumers with a composed agreement specifying all the services to be offered in addition to the terms of payment. Under the law, customers have 3 days to withdraw from the contract. Are prohibited to ask or recommend that you mislead credit reporting companies about your credit accounts or alter your identity to change your credit report.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be implemented. There is no fast fix for your credit. Details that is negative but accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit image and what loan providers can see, examine your credit report. If you require aid reading your report, you can discover more about how to read your Experian credit report. If you wish to discover more about credit reports in general, you can check out credit report basics. If you discover details that is inaccurate, you can submit a conflict.

Make sure you’re clear on products that might possibly be deceptive, versus those that may simply be unreliable. Your payment history is among the most crucial elements of numerous FICO scoring models. Late and missed payments will minimize your ratings, and public records and collections can cause significant damage.

Your ratings typically take into consideration the size and recency of your debt. The larger your debt is and the more recent your missed out on payments are, the worse your rating will be. Bringing accounts current and continuing to pay on time will nearly constantly have a positive effect on your credit ratings.

Essentially it’s the amount of all of your revolving financial obligation (such as your credit card balances) divided by the total credit that is offered to you (or the overall of all your credit limitations). High credit usage rate can adversely impact your credit report. Typically, it’s a good idea to keep your credit usage rate below 30%.

There are two methods to minimize your credit utilization rate: Reduce your debt by paying off your account balances. Increase your overall available credit by raising your credit line on an existing account or opening a brand-new credit account. While increasing your credit limitation may seem like an attractive choice, it can be a dangerous relocation.

In addition, if you attempt to open a brand-new charge card, an inquiry will appear on your credit report and momentarily reduce your credit history. Minimizing your balances on credit cards and other revolving credit accounts is most likely the much better option to improve your credit utilization rate, and, consequently, your credit scores.

Scoring models think about just how much you owe and throughout the number of various accounts. If you have financial obligation throughout a a great deal of accounts, it might be advantageous to pay off some of the accounts, if you can. Paying down your debt is the objective of numerous who have actually accrued debt in the past, but even after you pay the balance to zero, think about keeping that account open.

Request More Information

  • This field is for validation purposes and should be left unchanged.