Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Tokeland, Washington residents

Credit Repair company serves the following zip code(s):

98590


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending upon your existing credit scenario, you may be finest served by a credit repair business specializing exclusively in credit report repair work or one that can likewise offer a complete brochure of credit repair work services. The Credit Repair Work Organizations Act is created to protect you from credit repair work rip-offs. Unfortunately, credit repair work is a market that has gotten a bad track record because of the publicity afforded to credit repair frauds.

An easy method to do this is to know a few of the laws that govern credit repair companies. These laws as specified in the Credit Repair Work Organizations Act were developed to safeguard you from credit repair scams while also protecting your right to get aid with fixing your credit reports.

In a normal credit repair fraud, the so called credit repair work company charges a big upfront fee (numerous hundreds or perhaps countless dollars) for service. This allows them to gather their money, avoid performing the agreed upon credit repair, and disappear when a lot of individuals start complaining. Under the Credit Repair Work Organizations Act, credit repair work business are only allowed to costs for services after they have been performed.

The 2nd law you ought to understand about addresses another common credit repair scam known as file partition. Submit segregation is the highly unlawful procedure of developing a new credit identity with the credit bureaus. This brand-new tidy credit identity is then used when looking for credit since it does not include any of the doubtful products on your genuine credit reports.

Some extra guidelines described in the Credit Repair work Organizations Act make it unlawful for any credit repair work company to guarantee your credit history will increase, to not notify you that you have the right to fix your credit by yourself, and to not permit you to cancel service whenever you desire.

The BBB keeps notes on complaints made against companies. If the BBB report for a credit repair company notes multiple unresolved grievances or an overall low score, you should be cautious of the business. In addition, beware of any credit repair work company that does not list credit repair services as one of their offerings in their BBB filing.

There’s nothing a credit repair service can lawfully provide for you even getting rid of incorrect details that you can’t do for yourself for little or no cost. And the expense of working with such a company can be considerable, ranging from hundreds to thousands of dollars. The Credit Repair Organizations Act is a federal law that became reliable on April 1, 1997 in action to a variety of customers who had experienced credit repair frauds.

Are needed to offer customers with a written agreement specifying all the services to be offered as well as the terms of payment. Under the law, consumers have three days to withdraw from the agreement. Are prohibited to ask or recommend that you misinform credit reporting companies about your charge account or alter your identity to change your credit history.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be enforced. There is no quick fix for your credit. Information that is unfavorable however accurate (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a better understanding of your credit picture and what lending institutions can see, inspect your credit report. If you require help reading your report, you can discover more about how to read your Experian credit report. If you want to find out more about credit reports in general, you can read about credit report essentials. If you discover info that is inaccurate, you can file a dispute.

Make sure you’re clear on items that could possibly be fraudulent, versus those that might just be unreliable. Your payment history is among the most crucial parts of many FICO scoring designs. Late and missed payments will minimize your ratings, and public records and collections can cause considerable damage.

Your ratings typically consider the size and recency of your financial obligation. The larger your financial obligation is and the more current your missed payments are, the worse your rating will be. Bringing accounts existing and continuing to pay on time will usually have a favorable effect on your credit report.

Essentially it’s the sum of all of your revolving debt (such as your charge card balances) divided by the total credit that is readily available to you (or the overall of all your credit line). High credit utilization rate can negatively impact your credit rating. Generally, it’s a good concept to keep your credit usage rate listed below 30%.

There are two methods to reduce your credit utilization rate: Minimize your financial obligation by paying off your account balances. Increase your total offered credit by raising your credit limitation on an existing account or opening a new credit account. While increasing your credit limitation may appear like an enticing alternative, it can be a dangerous relocation.

Furthermore, if you attempt to open a brand-new charge card, an inquiry will appear on your credit report and momentarily decrease your credit report. Minimizing your balances on credit cards and other revolving credit accounts is most likely the much better choice to improve your credit usage rate, and, consequently, your credit history.

Scoring designs consider how much you owe and across how lots of various accounts. If you have debt throughout a large number of accounts, it may be beneficial to pay off a few of the accounts, if you can. Paying down your debt is the goal of many who have actually accumulated financial obligation in the past, however even after you pay the balance down to absolutely no, consider keeping that account open.

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