Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Tono, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Depending on your existing credit situation, you might be best served by a credit repair company specializing solely in credit report repair work or one that can also supply a complete brochure of credit repair services. The Credit Repair Work Organizations Act is created to safeguard you from credit repair frauds. Regrettably, credit repair is a market that has actually received a bad track record due to the fact that of the promotion managed to credit repair work frauds.

A simple way to do this is to know a few of the laws that govern credit repair companies. These laws as specified in the Credit Repair Organizations Act were designed to protect you from credit repair rip-offs while also protecting your right to get assist with repairing your credit reports.

In a normal credit repair work scam, the so called credit repair business charges a large in advance cost (lots of hundreds and even thousands of dollars) for service. This allows them to collect their money, prevent carrying out the agreed upon credit repair work, and vanish when a lot of people begin complaining. Under the Credit Repair Work Organizations Act, credit repair companies are just allowed to bill for services after they have actually been performed.

The second law you ought to know about addresses another common credit repair work fraud referred to as file segregation. Submit partition is the highly prohibited process of producing a brand-new credit identity with the credit bureaus. This new tidy credit identity is then used when looking for credit due to the fact that it does not consist of any of the doubtful items on your real credit reports.

Some additional guidelines described in the Credit Repair work Organizations Act make it unlawful for any credit repair work company to guarantee your credit rating will increase, to not notify you that you deserve to repair your credit by yourself, and to not enable you to cancel service whenever you desire.

The BBB keeps notes on grievances made versus business. If the BBB report for a credit repair business lists numerous unresolved grievances or a general low rating, you must be careful of the company. In addition, beware of any credit repair work business that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair service can lawfully provide for you even eliminating wrong information that you can’t provide for yourself for little or no cost. And the cost of hiring such a business can be substantial, varying from hundreds to thousands of dollars. The Credit Repair Work Organizations Act is a federal law that became effective on April 1, 1997 in reaction to a variety of customers who had suffered from credit repair scams.

Are required to supply consumers with a written agreement mentioning all the services to be supplied in addition to the conditions of payment. Under the law, customers have three days to withdraw from the contract. Are forbidden to ask or suggest that you misinform credit reporting companies about your charge account or modify your identity to change your credit rating.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be enforced. There is no quick repair for your credit. Info that is negative but precise (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a much better understanding of your credit picture and what lenders can see, check your credit report. If you require assistance reading your report, you can find out more about how to read your Experian credit report. If you want to discover more about credit reports in basic, you can check out about credit report fundamentals. If you discover information that is inaccurate, you can submit a disagreement.

Ensure you’re clear on products that could possibly be fraudulent, versus those that might simply be incorrect. Your payment history is one of the most essential parts of many FICO scoring models. Late and missed payments will reduce your scores, and public records and collections can trigger significant damage.

Your ratings frequently take into consideration the size and recency of your financial obligation. The larger your financial obligation is and the more current your missed out on payments are, the even worse your rating will be. Bringing accounts present and continuing to pay on time will generally have a positive influence on your credit scores.

Generally it’s the sum of all of your revolving debt (such as your credit card balances) divided by the overall credit that is readily available to you (or the overall of all your credit limitations). High credit utilization rate can negatively affect your credit scores. Typically, it’s a good concept to keep your credit usage rate listed below 30%.

There are 2 ways to lower your credit usage rate: Lower your debt by settling your account balances. Increase your overall available credit by raising your credit limitation on an existing account or opening a new charge account. While increasing your credit limitation might seem like an appealing choice, it can be a risky relocation.

Additionally, if you try to open a new charge card, an query will appear on your credit report and momentarily minimize your credit report. Decreasing your balances on charge card and other revolving credit accounts is likely the much better alternative to improve your credit utilization rate, and, subsequently, your credit ratings.

Scoring models consider how much you owe and across how many various accounts. If you have debt across a a great deal of accounts, it might be helpful to settle some of the accounts, if you can. Paying for your debt is the objective of many who’ve accrued debt in the past, but even after you pay the balance to zero, think about keeping that account open.

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