Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Tourist District, Washington residents

Credit Repair company serves the following zip code(s):

98072, 98077

Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Depending on your existing credit circumstance, you might be finest served by a credit repair work company specializing solely in credit report repair work or one that can also provide a full catalog of credit repair work services. The Credit Repair Work Organizations Act is created to safeguard you from credit repair rip-offs. Sadly, credit repair is an industry that has gotten a bad credibility since of the promotion managed to credit repair frauds.

A simple way to do this is to know a few of the laws that govern credit repair work companies. These laws as specified in the Credit Repair Work Organizations Act were developed to safeguard you from credit repair work scams while likewise safeguarding your right to get aid with fixing your credit reports.

In a common credit repair scam, the so called credit repair company charges a big upfront charge (numerous hundreds and even countless dollars) for service. This permits them to collect their cash, prevent carrying out the agreed upon credit repair, and vanish when a lot of individuals start grumbling. Under the Credit Repair Organizations Act, credit repair business are just permitted to expense for services after they have been performed.

The 2nd law you should know about addresses another common credit repair rip-off called file partition. Submit partition is the highly illegal process of creating a brand-new credit identity with the credit bureaus. This brand-new tidy credit identity is then used when getting credit due to the fact that it does not contain any of the doubtful items on your real credit reports.

Some additional guidelines described in the Credit Repair work Organizations Act make it prohibited for any credit repair work company to promise your credit rating will increase, to not inform you that you have the right to repair your credit by yourself, and to not permit you to cancel service whenever you desire.

The BBB keeps notes on complaints made versus business. If the BBB report for a credit repair work business notes several unsettled complaints or a general low score, you need to watch out for the business. In addition, beware of any credit repair work company that does not list credit repair services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair service can legally do for you even eliminating incorrect details that you can’t do for yourself for little or no cost. And the cost of hiring such a business can be considerable, ranging from hundreds to countless dollars. The Credit Repair Organizations Act is a federal law that ended up being reliable on April 1, 1997 in action to a number of customers who had experienced credit repair frauds.

Are required to supply customers with a composed contract mentioning all the services to be supplied in addition to the terms of payment. Under the law, consumers have three days to withdraw from the contract. Are prohibited to ask or recommend that you misguide credit reporting business about your charge account or change your identity to change your credit history.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be implemented. There is no quick fix for your credit. Details that is negative but accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a better understanding of your credit photo and what loan providers can see, inspect your credit report. If you require aid reading your report, you can discover more about how to read your Experian credit report. If you wish to find out more about credit reports in general, you can check out credit report fundamentals. If you discover info that is inaccurate, you can submit a conflict.

Make certain you’re clear on products that might possibly be deceptive, versus those that may just be inaccurate. Your payment history is among the most important elements of numerous FICO scoring models. Late and missed out on payments will reduce your scores, and public records and collections can trigger considerable damage.

Your scores frequently consider the size and recency of your financial obligation. The bigger your debt is and the more current your missed out on payments are, the worse your score will be. Bringing accounts current and continuing to pay on time will often have a positive influence on your credit ratings.

Generally it’s the sum of all of your revolving financial obligation (such as your credit card balances) divided by the total credit that is available to you (or the total of all your credit limits). High credit usage rate can negatively impact your credit history. Usually, it’s a great idea to keep your credit usage rate below 30%.

There are two ways to reduce your credit utilization rate: Minimize your financial obligation by settling your account balances. Increase your overall readily available credit by raising your credit limitation on an existing account or opening a brand-new credit account. While increasing your credit line may appear like an appealing choice, it can be a dangerous relocation.

Furthermore, if you try to open a brand-new charge card, an questions will appear on your credit report and momentarily minimize your credit rating. Decreasing your balances on charge card and other revolving credit accounts is most likely the much better alternative to improve your credit utilization rate, and, consequently, your credit rating.

Scoring designs think about just how much you owe and across the number of various accounts. If you have debt across a big number of accounts, it might be useful to pay off some of the accounts, if you can. Paying down your debt is the objective of numerous who have actually accrued financial obligation in the past, however even after you pay the balance down to no, think about keeping that account open.

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