Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Trentwood, Washington residents

Credit Repair company serves the following zip code(s):

99206, 99016, 99212, 99216, 99037, 99211, 99213, 99215


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your present credit scenario, you may be best served by a credit repair business specializing exclusively in credit report repair or one that can likewise offer a complete catalog of credit repair services. The Credit Repair Organizations Act is created to secure you from credit repair frauds. Regrettably, credit repair is a market that has received a bad track record because of the publicity paid for to credit repair scams.

A simple method to do this is to understand a few of the laws that govern credit repair business. These laws as defined in the Credit Repair Work Organizations Act were created to secure you from credit repair scams while likewise safeguarding your right to get help with repairing your credit reports.

In a common credit repair work scam, the so called credit repair work company charges a big upfront charge (numerous hundreds or perhaps thousands of dollars) for service. This permits them to gather their cash, prevent performing the concurred upon credit repair, and disappear when too lots of people begin grumbling. Under the Credit Repair Work Organizations Act, credit repair business are only allowed to expense for services after they have been performed.

The 2nd law you need to understand about addresses another common credit repair rip-off referred to as file partition. File segregation is the extremely prohibited process of producing a brand-new credit identity with the credit bureaus. This new clean credit identity is then used when applying for credit since it does not include any of the doubtful products on your genuine credit reports.

Some extra guidelines explained in the Credit Repair Organizations Act make it prohibited for any credit repair company to guarantee your credit history will increase, to not inform you that you deserve to repair your credit on your own, and to not permit you to cancel service whenever you desire.

The BBB keeps notes on grievances made against business. If the BBB report for a credit repair business notes multiple unresolved complaints or a total low rating, you need to watch out for the business. In addition, beware of any credit repair work company that does not list credit repair services as one of their offerings in their BBB filing.

There’s nothing a credit repair service can lawfully do for you even removing incorrect information that you can’t provide for yourself for little or no expense. And the expense of working with such a business can be substantial, ranging from hundreds to countless dollars. The Credit Repair Work Organizations Act is a federal law that became effective on April 1, 1997 in reaction to a variety of customers who had suffered from credit repair frauds.

Are required to provide customers with a composed contract specifying all the services to be provided as well as the conditions of payment. Under the law, consumers have 3 days to withdraw from the contract. Are forbidden to ask or suggest that you misinform credit reporting business about your charge account or alter your identity to alter your credit rating.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be enforced. There is no fast fix for your credit. Details that is negative but precise (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a better understanding of your credit photo and what loan providers can see, check your credit report. If you need aid reading your report, you can find out more about how to read your Experian credit report. If you want to find out more about credit reports in basic, you can check out about credit report basics. If you discover information that is inaccurate, you can file a dispute.

Make certain you’re clear on products that might possibly be deceptive, versus those that might merely be unreliable. Your payment history is one of the most important elements of many FICO scoring models. Late and missed payments will lower your scores, and public records and collections can trigger considerable damage.

Your ratings typically consider the size and recency of your financial obligation. The larger your debt is and the more recent your missed out on payments are, the even worse your rating will be. Bringing accounts existing and continuing to pay on time will often have a favorable influence on your credit report.

Essentially it’s the amount of all of your revolving debt (such as your charge card balances) divided by the overall credit that is available to you (or the overall of all your credit line). High credit utilization rate can adversely impact your credit report. Typically, it’s a good concept to keep your credit usage rate below 30%.

There are two ways to minimize your credit usage rate: Decrease your debt by settling your account balances. Increase your total readily available credit by raising your credit line on an existing account or opening a brand-new credit account. While increasing your credit limit may look like an appealing choice, it can be a risky move.

In addition, if you attempt to open a new charge card, an questions will appear on your credit report and momentarily lower your credit report. Reducing your balances on credit cards and other revolving credit accounts is most likely the better alternative to improve your credit utilization rate, and, subsequently, your credit history.

Scoring designs think about just how much you owe and throughout the number of different accounts. If you have financial obligation across a large number of accounts, it might be useful to pay off a few of the accounts, if you can. Paying down your financial obligation is the goal of lots of who’ve accrued financial obligation in the past, however even after you pay the balance down to absolutely no, think about keeping that account open.

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