Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

Request More Information

  • This field is for validation purposes and should be left unchanged.

tes

The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Turner, Washington residents

Credit Repair company serves the following zip code(s):

99328


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your present credit scenario, you may be finest served by a credit repair work company specializing entirely in credit report repair work or one that can likewise provide a full brochure of credit repair services. The Credit Repair Organizations Act is created to protect you from credit repair scams. Sadly, credit repair work is an industry that has received a bad track record due to the fact that of the promotion managed to credit repair scams.

A simple method to do this is to understand a few of the laws that govern credit repair business. These laws as specified in the Credit Repair Work Organizations Act were designed to secure you from credit repair work frauds while likewise protecting your right to get aid with repairing your credit reports.

In a typical credit repair rip-off, the so called credit repair work business charges a big upfront fee (lots of hundreds or even thousands of dollars) for service. This enables them to collect their money, prevent performing the concurred upon credit repair, and disappear when a lot of people begin complaining. Under the Credit Repair Organizations Act, credit repair work companies are only permitted to bill for services after they have actually been performed.

The second law you must know about addresses another typical credit repair work fraud referred to as file segregation. Submit segregation is the highly prohibited procedure of creating a new credit identity with the credit bureaus. This new clean credit identity is then utilized when obtaining credit because it does not consist of any of the questionable items on your genuine credit reports.

Some extra standards described in the Credit Repair work Organizations Act make it unlawful for any credit repair work company to promise your credit report will increase, to not notify you that you deserve to repair your credit by yourself, and to not enable you to cancel service whenever you desire.

The BBB keeps notes on complaints made against business. If the BBB report for a credit repair work business lists numerous unresolved grievances or a total low rating, you ought to be cautious of the company. In addition, beware of any credit repair business that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair service can legally do for you even getting rid of wrong info that you can’t do for yourself for little or no expense. And the expense of employing such a business can be significant, ranging from hundreds to thousands of dollars. The Credit Repair Organizations Act is a federal law that became reliable on April 1, 1997 in response to a variety of consumers who had struggled with credit repair rip-offs.

Are needed to offer consumers with a composed agreement mentioning all the services to be offered in addition to the terms and conditions of payment. Under the law, consumers have three days to withdraw from the agreement. Are forbidden to ask or recommend that you misguide credit reporting companies about your charge account or modify your identity to alter your credit history.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be implemented. There is no fast fix for your credit. Info that is unfavorable however accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit image and what lending institutions can see, examine your credit report. If you require aid reading your report, you can find out more about how to read your Experian credit report. If you desire to discover more about credit reports in basic, you can check out credit report fundamentals. If you find details that is inaccurate, you can submit a disagreement.

Make sure you’re clear on products that might potentially be deceitful, versus those that may just be incorrect. Your payment history is one of the most essential elements of many FICO scoring models. Late and missed out on payments will decrease your scores, and public records and collections can trigger considerable damage.

Your scores often take into consideration the size and recency of your debt. The larger your debt is and the more recent your missed payments are, the worse your rating will be. Bringing accounts existing and continuing to pay on time will often have a favorable effect on your credit history.

Essentially it’s the amount of all of your revolving financial obligation (such as your credit card balances) divided by the overall credit that is readily available to you (or the overall of all your credit line). High credit utilization rate can negatively impact your credit report. Typically, it’s an excellent idea to keep your credit utilization rate below 30%.

There are 2 ways to lower your credit utilization rate: Reduce your financial obligation by settling your account balances. Increase your overall available credit by raising your credit limitation on an existing account or opening a brand-new credit account. While increasing your credit limitation may seem like an appealing option, it can be a risky move.

In addition, if you try to open a brand-new charge card, an questions will appear on your credit report and momentarily minimize your credit score. Minimizing your balances on credit cards and other revolving credit accounts is likely the much better choice to enhance your credit utilization rate, and, consequently, your credit report.

Scoring models consider how much you owe and across the number of different accounts. If you have debt across a large number of accounts, it might be advantageous to pay off a few of the accounts, if you can. Paying down your financial obligation is the objective of numerous who’ve accumulated financial obligation in the past, however even after you pay the balance down to zero, consider keeping that account open.

Request More Information

  • This field is for validation purposes and should be left unchanged.