Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Tyee Beach, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

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  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You need to weigh the cost benefit of paying someone else to do those things for you, versus doing those things on your own and what your time deserves.” Here’s how credit repair work business work and, if you’re considering using one, why you need to think about credit counseling initially.

The companies often guarantee to “handle all the heavy lifting” of dealing with the credit reporting companies, says McClary. Credit repair work organizations are various from credit counseling firms, which are normally a totally free resource from not-for-profit financial education organizations that review your financial resources, debt and credit reports with the goal of teaching you to improve and handle your financial situation.

To help prevent fraudsters, it’s crucial to investigate any credit repair company before accepting work with it. There are “all kinds of methods” to veterinarian credit repair companies, McClary says. Here’s somewhere to start. Stay away from companies that appear too excellent to be true. If the company states it can do any of the following, it’s a red flag and likely a sign of a rip-off: Eliminate precise unfavorable details from your reports Legally produce a brand-new credit identity for you The company demands you pay prior to it offers services Guarantee enhanced credit Once again, we suggest seeking out a credit counselor first.

Lots of credit repair companies begin by requesting a copy of your credit report from each of the 3 major consumer credit bureaus Equifax, Experian and TransUnion. The business will evaluate your credit reports for derogatory marks, like Then, it will set a plan for challenging mistakes and negotiating with financial institutions to get rid of those products.

Be careful here. If you have actually had difficulty handling credit in the past, a brand-new account might not be the very best choice. Plus it’s not a terrific idea to take on more credit if you don’t require it. The amount you’ll pay and how it’s determined will vary depending on the company, however there’s a rule they have to follow.

Depending on the business, you may pay a one-time flat cost, or pay for each bad mark the company removes from each of your reports. This might start around $35 per removal and could range to $750 or more. The business might also charge by the month, ranging from $50 to $130 or more.

Think about just how much work your reports require. If there are simply one or 2 unfavorable items, you’ll likely be much better off applying any costs toward paying down financial obligation and contesting any mistakes in your credit reports yourself. The credit bureau usually has one month after getting your dispute to examine and verify information.

The credit bureau is required to send you the outcomes of the examination within five service days of the completion of the examination. However if the credit bureau figures out the disagreement is “pointless” it can choose not to examine as long as it communicates that to you within five days.

However many consumers do not understand where to start, states Gerri Detweiler, education director at Nav, which aims to help company owner understand and handle their service credit. Here are some ways you can work on enhancing your credit by yourself. Customers should “exercise severe care” when thinking about working with a credit repair business, McClary says.

Even if you discover a business you’re comfortable with, the services may not work for your situation. Plus you ‘d likely conserve cash if you challenged any inaccurate information in your credit reports yourself. The Credit Repair Organizations Act, or CROA, makes it prohibited for credit repair work companies to lie about their services and outcomes, and sets some extra rules.

Credit reporting companies have a number of requirements under CROA, some of which include Giving you a written agreement that discusses your legal rights and the services they’ll offer Permitting you to cancel within 3 days without charge Fulfilling the assured service prior to charging you or receiving costs If a credit repair business declines to answer your concerns, requests payment up front or stops working to put guarantees in composing, “that’s part of the ‘sniff test’ that informs you there’s something incorrect there,” McClary says.

We suggest considering credit therapy initially. Eventually, you might have the ability to rebuild your credit yourself. Working on your credit?.

Picking the very best credit repair work company to assist you improve your credit report is a big choice. A typical credit repair work service will cost you a couple of hundred dollars and will use up to a year to complete their service. Selecting the wrong credit repair work company can wind up losing money and perhaps more notably, your time.

Improving your credit report can be the difference in between whether you get into a new home, automobile, or even a task. A greater credit history might likewise assist you refinance your existing payments so you end up paying less every month. A trusted credit repair company can provide their competence and help you on your way to achieving these outcomes.

The procedure of fixing your credit can include much more than just disputing your credit with the credit bureaus. You must ensure to utilize a credit repair work business that can satisfy all of your credit needs. When the majority of people consider credit repair they consider a procedure that has actually become referred to as credit report repair work.

This element of credit repair work has assisted lots of people with erroneous, incomplete, or unverifiable info on their credit reports enhance their credit report. While credit report repair is an excellent start, lots of people find that it is inadequate. Credit report repair works when the credit bureaus are not able to validate that the questionable products in your credit reports need to be there.

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