Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Uniontown, Washington residents

Credit Repair company serves the following zip code(s):

99179


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your present credit situation, you might be finest served by a credit repair business specializing exclusively in credit report repair or one that can likewise provide a full catalog of credit repair work services. The Credit Repair Work Organizations Act is designed to protect you from credit repair scams. Unfortunately, credit repair work is an industry that has actually received a bad track record since of the promotion managed to credit repair work scams.

An easy method to do this is to know a few of the laws that govern credit repair companies. These laws as specified in the Credit Repair Organizations Act were designed to safeguard you from credit repair work scams while also securing your right to get aid with fixing your credit reports.

In a typical credit repair work scam, the so called credit repair work company charges a large upfront charge (numerous hundreds or perhaps countless dollars) for service. This allows them to collect their cash, avoid carrying out the concurred upon credit repair, and disappear when a lot of individuals start grumbling. Under the Credit Repair Organizations Act, credit repair companies are just allowed to costs for services after they have actually been performed.

The 2nd law you must understand about addresses another common credit repair fraud referred to as file partition. Submit segregation is the extremely unlawful process of creating a brand-new credit identity with the credit bureaus. This brand-new tidy credit identity is then used when requesting credit due to the fact that it does not contain any of the questionable items on your genuine credit reports.

Some extra standards explained in the Credit Repair work Organizations Act make it prohibited for any credit repair business to guarantee your credit history will increase, to not notify you that you deserve to repair your credit by yourself, and to not permit you to cancel service whenever you desire.

The BBB keeps notes on problems made versus business. If the BBB report for a credit repair work company notes numerous unsettled grievances or a general low ranking, you must watch out for the company. In addition, beware of any credit repair business that does not list credit repair services as one of their offerings in their BBB filing.

There’s nothing a credit repair work service can lawfully do for you even eliminating wrong info that you can’t provide for yourself for little or no cost. And the expense of employing such a company can be significant, varying from hundreds to countless dollars. The Credit Repair Organizations Act is a federal law that ended up being efficient on April 1, 1997 in reaction to a number of consumers who had struggled with credit repair work scams.

Are required to supply consumers with a written agreement mentioning all the services to be offered along with the conditions of payment. Under the law, customers have three days to withdraw from the contract. Are prohibited to ask or suggest that you deceive credit reporting companies about your credit accounts or modify your identity to alter your credit report.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be implemented. There is no fast repair for your credit. Information that is negative but accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit picture and what loan providers can see, check your credit report. If you need help reading your report, you can find out more about how to read your Experian credit report. If you want to learn more about credit reports in general, you can check out credit report fundamentals. If you find details that is incorrect, you can submit a disagreement.

Ensure you’re clear on products that might possibly be fraudulent, versus those that might merely be inaccurate. Your payment history is among the most essential elements of many FICO scoring designs. Late and missed payments will decrease your ratings, and public records and collections can cause significant damage.

Your ratings frequently take into account the size and recency of your financial obligation. The larger your debt is and the more current your missed out on payments are, the worse your score will be. Bringing accounts existing and continuing to pay on time will usually have a favorable effect on your credit rating.

Basically it’s the sum of all of your revolving debt (such as your charge card balances) divided by the total credit that is offered to you (or the total of all your credit line). High credit utilization rate can negatively affect your credit rating. Usually, it’s a good concept to keep your credit usage rate below 30%.

There are two methods to minimize your credit usage rate: Reduce your debt by settling your account balances. Increase your overall available credit by raising your credit line on an existing account or opening a brand-new credit account. While increasing your credit line may seem like an attractive option, it can be a dangerous move.

Furthermore, if you attempt to open a brand-new credit card, an query will appear on your credit report and briefly lower your credit score. Reducing your balances on charge card and other revolving credit accounts is likely the better choice to enhance your credit utilization rate, and, consequently, your credit ratings.

Scoring models think about how much you owe and across the number of different accounts. If you have debt throughout a a great deal of accounts, it may be beneficial to pay off some of the accounts, if you can. Paying down your financial obligation is the goal of lots of who have actually accrued debt in the past, however even after you pay the balance down to zero, think about keeping that account open.

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