Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Velox, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

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  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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” You have to weigh the expense advantage of paying somebody else to do those things for you, versus doing those things by yourself and what your time deserves.” Here’s how credit repair companies work and, if you’re thinking about utilizing one, why you must think about credit therapy initially.

The companies often assure to “manage all the heavy lifting” of working with the credit reporting firms, states McClary. Credit repair work organizations are different from credit therapy agencies, which are typically a free resource from nonprofit monetary education companies that examine your financial resources, financial obligation and credit reports with the objective of mentor you to improve and manage your monetary situation.

To help avoid scammers, it is essential to look into any credit repair organization prior to consenting to deal with it. There are “all sort of methods” to vet credit repair work companies, McClary states. Here’s somewhere to begin. Stay away from business that seem too good to be real. If the company states it can do any of the following, it’s a red flag and likely an indication of a scam: Eliminate accurate unfavorable details from your reports Lawfully develop a brand-new credit identity for you The company requests you pay before it offers services Guarantee enhanced credit Once again, we advise looking for a credit therapist initially.

Lots of credit repair business begin by requesting a copy of your credit report from each of the 3 significant customer credit bureaus Equifax, Experian and TransUnion. The company will examine your credit reports for negative marks, like Then, it will set a plan for disputing errors and negotiating with financial institutions to eliminate those items.

Be careful here. If you’ve had difficulty managing credit in the past, a brand-new account may not be the very best option. Plus it’s not an excellent concept to take on more credit if you do not require it. The amount you’ll pay and how it’s calculated will differ depending upon the company, but there’s a rule they have to follow.

Depending on the company, you may pay a one-time flat fee, or pay for each negative mark the company gets rid of from each of your reports. This might begin around $35 per deletion and could vary to $750 or more. The business might also charge by the month, ranging from $50 to $130 or more.

Believe about just how much work your reports require. If there are simply one or two unfavorable items, you’ll likely be much better off using any charges towards paying for financial obligation and contesting any errors in your credit reports yourself. The credit bureau generally has thirty days after getting your conflict to examine and confirm info.

The credit bureau is needed to send you the results of the investigation within 5 company days of the completion of the investigation. However if the credit bureau determines the dispute is “frivolous” it can choose not to investigate as long as it interacts that to you within 5 days.

But lots of customers don’t understand where to begin, states Gerri Detweiler, education director at Nav, which intends to help organisation owners comprehend and manage their company credit. Here are some ways you can deal with improving your credit by yourself. Customers need to “work out severe care” when thinking about dealing with a credit repair company, McClary says.

Even if you discover a business you’re comfy with, the services might not work for your situation. Plus you ‘d likely save cash if you contested any incorrect information in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it prohibited for credit repair business to lie about their services and outcomes, and sets some extra rules.

Credit reporting companies have a number of requirements under CROA, a few of which include Offering you a written contract that explains your legal rights and the services they’ll provide Allowing you to cancel within three days without charge Fulfilling the assured service before charging you or receiving costs If a credit repair business refuses to answer your questions, demands payment up front or stops working to put pledges in composing, “that becomes part of the ‘smell test’ that tells you there’s something wrong there,” McClary says.

We recommend thinking about credit counseling initially. Ultimately, you may have the ability to reconstruct your credit yourself. Working on your credit?.

Selecting the best credit repair company to assist you improve your credit report is a huge choice. A common credit repair work service will cost you a few hundred dollars and will take up to a year to finish their service. Selecting the wrong credit repair work company can wind up wasting money and maybe more notably, your time.

Improving your credit rating can be the distinction in between whether or not you enter into a new home, vehicle, or perhaps a task. A greater credit history might also help you refinance your existing payments so you wind up paying less on a monthly basis. A relied on credit repair company can provide their knowledge and assist you on your method to attaining these outcomes.

The process of repairing your credit can involve a lot more than simply contesting your credit with the credit bureaus. You must make sure to use a credit repair business that can fulfill all of your credit needs. When many people think of credit repair work they think of a procedure that has actually become called credit report repair work.

This aspect of credit repair has actually assisted numerous people with erroneous, incomplete, or unverifiable information on their credit reports enhance their credit rating. While credit report repair is an excellent start, lots of people discover that it is inadequate. Credit report repair when the credit bureaus are not able to confirm that the questionable items in your credit reports ought to exist.

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