Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Wauna, Washington residents

Credit Repair company serves the following zip code(s):

98329


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

” You have to weigh the expense advantage of paying another person to do those things for you, versus doing those things by yourself and what your time is worth.” Here’s how credit repair companies work and, if you’re thinking of using one, why you must think about credit counseling initially.

The companies typically promise to “manage all the heavy lifting” of working with the credit reporting companies, states McClary. Credit repair organizations are various from credit counseling companies, which are typically a free resource from not-for-profit monetary education companies that evaluate your finances, financial obligation and credit reports with the objective of mentor you to enhance and handle your financial situation.

To help prevent scammers, it is essential to investigate any credit repair organization prior to accepting work with it. There are “all type of ways” to vet credit repair work companies, McClary states. Here’s someplace to start. Avoid companies that seem too good to be real. If the business says it can do any of the following, it’s a warning and likely an indication of a rip-off: Remove accurate negative info from your reports Lawfully create a brand-new credit identity for you The company requests you pay prior to it supplies services Assurance improved credit Again, we recommend looking for a credit therapist first.

Many credit repair work business begin by asking for a copy of your credit report from each of the three significant customer credit bureaus Equifax, Experian and TransUnion. The company will evaluate your credit reports for derogatory marks, like Then, it will set a strategy for disputing errors and working out with lenders to eliminate those products.

Beware here. If you have actually had difficulty managing credit in the past, a brand-new account might not be the very best option. Plus it’s not a great concept to take on more credit if you don’t require it. The amount you’ll pay and how it’s calculated will differ depending on the company, however there’s a rule they have to follow.

Depending on the business, you may pay a one-time flat fee, or spend for each bad mark the business gets rid of from each of your reports. This may begin around $35 per deletion and could vary to $750 or more. The company may likewise charge by the month, varying from $50 to $130 or more.

Think about how much work your reports need. If there are simply one or two negative products, you’ll likely be much better off using any charges toward paying for debt and contesting any errors in your credit reports yourself. The credit bureau typically has thirty days after getting your conflict to investigate and verify info.

The credit bureau is needed to send you the outcomes of the investigation within five business days of the completion of the examination. But if the credit bureau figures out the dispute is “unimportant” it can choose not to examine as long as it communicates that to you within 5 days.

But lots of consumers don’t know where to start, says Gerri Detweiler, education director at Nav, which intends to help company owner comprehend and handle their company credit. Here are some ways you can deal with enhancing your credit on your own. Customers ought to “exercise severe caution” when considering working with a credit repair business, McClary says.

Even if you find a business you’re comfy with, the services might not work for your situation. Plus you ‘d likely conserve money if you disputed any incorrect information in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it prohibited for credit repair business to lie about their services and results, and sets some additional rules.

Credit reporting business have a number of requirements under CROA, some of that include Giving you a composed agreement that explains your legal rights and the services they’ll supply Allowing you to cancel within three days without charge Fulfilling the guaranteed service prior to charging you or getting costs If a credit repair company declines to address your concerns, demands payment up front or fails to put promises in composing, “that becomes part of the ‘sniff test’ that informs you there’s something incorrect there,” McClary says.

We advise considering credit counseling initially. Eventually, you might have the ability to restore your credit yourself. Working on your credit?.

Selecting the very best credit repair work company to help you improve your credit report is a big choice. A normal credit repair service will cost you a couple of hundred dollars and will take up to a year to complete their service. Choosing the wrong credit repair work business can wind up losing money and maybe more importantly, your time.

Improving your credit history can be the difference between whether or not you enter a brand-new house, car, or even a task. A higher credit history might also assist you re-finance your existing payments so you wind up paying less on a monthly basis. A relied on credit repair business can lend their know-how and help you on your method to attaining these outcomes.

The process of repairing your credit can involve much more than just challenging your credit with the credit bureaus. You must make sure to use a credit repair work company that can fulfill all of your credit needs. When many people consider credit repair they consider a procedure that has actually ended up being called credit report repair work.

This component of credit repair has actually helped many people with incorrect, insufficient, or unverifiable details on their credit reports improve their credit rating. While credit report repair work is a great start, lots of people find that it is inadequate. Credit report repair work works when the credit bureaus are unable to verify that the doubtful items in your credit reports must be there.

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