Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all West End, Washington residents

Credit Repair company serves the following zip code(s):

98422, 98421, 98402, 98403, 98404, 98405, 98408, 98409, 98406, 98407, 98465, 98416, 98418, 98444, 98401, 98411, 98412, 98413, 98415, 98417, 98419, 98471, 98481, 98490


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your current credit circumstance, you may be finest served by a credit repair business specializing exclusively in credit report repair work or one that can also provide a full brochure of credit repair services. The Credit Repair Organizations Act is developed to secure you from credit repair work rip-offs. Sadly, credit repair is an industry that has received a bad track record because of the publicity afforded to credit repair work frauds.

An easy way to do this is to understand a few of the laws that govern credit repair work business. These laws as defined in the Credit Repair Organizations Act were designed to safeguard you from credit repair work frauds while also protecting your right to get assist with fixing your credit reports.

In a common credit repair rip-off, the so called credit repair work business charges a big in advance cost (lots of hundreds or even countless dollars) for service. This allows them to gather their money, avoid performing the agreed upon credit repair work, and vanish when a lot of people start complaining. Under the Credit Repair Organizations Act, credit repair companies are just allowed to expense for services after they have actually been performed.

The second law you must understand about addresses another common credit repair scam referred to as file segregation. Submit segregation is the highly illegal procedure of creating a brand-new credit identity with the credit bureaus. This brand-new clean credit identity is then utilized when looking for credit due to the fact that it does not contain any of the questionable items on your genuine credit reports.

Some extra guidelines described in the Credit Repair Organizations Act make it unlawful for any credit repair business to guarantee your credit rating will increase, to not notify you that you deserve to repair your credit by yourself, and to not permit you to cancel service whenever you want.

The BBB keeps notes on grievances made versus business. If the BBB report for a credit repair business notes several unresolved problems or a total low rating, you ought to watch out for the business. In addition, beware of any credit repair business that does not list credit repair work services as one of their offerings in their BBB filing.

There’s nothing a credit repair service can legally provide for you even eliminating wrong information that you can’t do for yourself for little or no expenditure. And the cost of hiring such a business can be considerable, varying from hundreds to countless dollars. The Credit Repair Organizations Act is a federal law that ended up being efficient on April 1, 1997 in response to a variety of consumers who had actually struggled with credit repair work scams.

Are required to offer customers with a composed contract mentioning all the services to be supplied along with the terms of payment. Under the law, consumers have 3 days to withdraw from the contract. Are prohibited to ask or recommend that you misguide credit reporting business about your charge account or modify your identity to alter your credit rating.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be implemented. There is no quick repair for your credit. Details that is negative however precise (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a much better understanding of your credit image and what loan providers can see, inspect your credit report. If you require aid reading your report, you can learn more about how to read your Experian credit report. If you wish to discover more about credit reports in general, you can check out credit report basics. If you discover information that is incorrect, you can submit a disagreement.

Ensure you’re clear on items that could possibly be deceptive, versus those that may simply be incorrect. Your payment history is one of the most crucial elements of lots of FICO scoring designs. Late and missed payments will decrease your ratings, and public records and collections can cause significant damage.

Your scores often consider the size and recency of your debt. The larger your financial obligation is and the more recent your missed out on payments are, the worse your rating will be. Bringing accounts existing and continuing to pay on time will usually have a favorable effect on your credit scores.

Basically it’s the amount of all of your revolving debt (such as your credit card balances) divided by the total credit that is offered to you (or the overall of all your credit line). High credit usage rate can adversely affect your credit rating. Normally, it’s an excellent concept to keep your credit utilization rate listed below 30%.

There are 2 ways to reduce your credit usage rate: Reduce your debt by settling your account balances. Increase your overall available credit by raising your credit line on an existing account or opening a new credit account. While increasing your credit line may appear like an attractive alternative, it can be a risky move.

Furthermore, if you try to open a new charge card, an questions will appear on your credit report and momentarily reduce your credit history. Reducing your balances on credit cards and other revolving credit accounts is likely the much better option to enhance your credit utilization rate, and, consequently, your credit ratings.

Scoring designs think about just how much you owe and throughout how lots of various accounts. If you have financial obligation throughout a large number of accounts, it might be beneficial to settle some of the accounts, if you can. Paying for your debt is the objective of numerous who’ve accrued debt in the past, however even after you pay the balance down to zero, think about keeping that account open.

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