Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all White Salmon, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

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  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Depending upon your existing credit scenario, you might be finest served by a credit repair work company specializing exclusively in credit report repair work or one that can likewise offer a full brochure of credit repair services. The Credit Repair Organizations Act is designed to safeguard you from credit repair work rip-offs. Sadly, credit repair work is a market that has actually gotten a bad reputation due to the fact that of the publicity afforded to credit repair frauds.

A simple method to do this is to know a few of the laws that govern credit repair work companies. These laws as defined in the Credit Repair Work Organizations Act were created to secure you from credit repair work frauds while also securing your right to get assist with fixing your credit reports.

In a common credit repair scam, the so called credit repair work business charges a large upfront fee (many hundreds or even countless dollars) for service. This allows them to collect their cash, avoid carrying out the concurred upon credit repair, and vanish when a lot of individuals start complaining. Under the Credit Repair Work Organizations Act, credit repair business are just permitted to costs for services after they have been performed.

The 2nd law you ought to understand about addresses another common credit repair scam understood as file segregation. Submit segregation is the extremely illegal procedure of creating a new credit identity with the credit bureaus. This brand-new clean credit identity is then used when obtaining credit since it does not consist of any of the doubtful products on your genuine credit reports.

Some extra guidelines described in the Credit Repair work Organizations Act make it prohibited for any credit repair business to guarantee your credit rating will increase, to not notify you that you have the right to fix your credit by yourself, and to not permit you to cancel service whenever you want.

The BBB keeps notes on problems made against companies. If the BBB report for a credit repair work business notes multiple unsettled problems or a total low score, you ought to be wary of the business. In addition, beware of any credit repair work company that does not list credit repair services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair service can lawfully do for you even getting rid of wrong information that you can’t provide for yourself for little or no expenditure. And the expense of employing such a business can be significant, ranging from hundreds to thousands of dollars. The Credit Repair Organizations Act is a federal law that ended up being effective on April 1, 1997 in action to a variety of consumers who had suffered from credit repair rip-offs.

Are needed to supply customers with a written contract mentioning all the services to be provided as well as the terms and conditions of payment. Under the law, customers have three days to withdraw from the contract. Are forbidden to ask or suggest that you misguide credit reporting business about your credit accounts or alter your identity to change your credit rating.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be implemented. There is no fast repair for your credit. Information that is negative however accurate (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a much better understanding of your credit image and what lenders can see, inspect your credit report. If you need assistance reading your report, you can find out more about how to read your Experian credit report. If you desire to discover more about credit reports in general, you can check out credit report fundamentals. If you find information that is inaccurate, you can file a disagreement.

Make certain you’re clear on items that could potentially be deceitful, versus those that may merely be incorrect. Your payment history is one of the most essential elements of many FICO scoring designs. Late and missed payments will minimize your scores, and public records and collections can trigger substantial damage.

Your scores often take into consideration the size and recency of your debt. The bigger your financial obligation is and the more current your missed payments are, the even worse your score will be. Bringing accounts present and continuing to pay on time will generally have a positive influence on your credit rating.

Basically it’s the sum of all of your revolving financial obligation (such as your charge card balances) divided by the overall credit that is available to you (or the total of all your credit line). High credit utilization rate can negatively impact your credit history. Generally, it’s an excellent concept to keep your credit utilization rate listed below 30%.

There are two methods to reduce your credit usage rate: Reduce your debt by settling your account balances. Increase your overall offered credit by raising your credit limitation on an existing account or opening a brand-new credit account. While increasing your credit line may appear like an appealing choice, it can be a dangerous relocation.

In addition, if you try to open a new charge card, an query will appear on your credit report and momentarily minimize your credit report. Decreasing your balances on charge card and other revolving credit accounts is most likely the better option to enhance your credit usage rate, and, consequently, your credit report.

Scoring designs consider how much you owe and throughout the number of different accounts. If you have financial obligation throughout a a great deal of accounts, it may be advantageous to settle a few of the accounts, if you can. Paying for your debt is the objective of numerous who’ve accumulated debt in the past, but even after you pay the balance to absolutely no, consider keeping that account open.

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