Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all White, Washington residents

Credit Repair company serves the following zip code(s):

98052


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

” You have to weigh the expense benefit of paying somebody else to do those things for you, versus doing those things on your own and what your time is worth.” Here’s how credit repair work business work and, if you’re believing of utilizing one, why you must think about credit counseling first.

The companies typically promise to “handle all the heavy lifting” of dealing with the credit reporting companies, says McClary. Credit repair work companies are various from credit counseling agencies, which are normally a totally free resource from nonprofit monetary education companies that evaluate your finances, debt and credit reports with the goal of teaching you to enhance and handle your monetary circumstance.

To help avoid fraudsters, it is essential to look into any credit repair work company before consenting to work with it. There are “all kinds of ways” to vet credit repair companies, McClary says. Here’s someplace to start. Avoid companies that appear too excellent to be true. If the business states it can do any of the following, it’s a red flag and likely a sign of a scam: Eliminate precise unfavorable details from your reports Legally create a new credit identity for you The company demands you pay before it offers services Assurance enhanced credit Again, we suggest looking for a credit therapist first.

Numerous credit repair work business begin by requesting a copy of your credit report from each of the 3 significant consumer credit bureaus Equifax, Experian and TransUnion. The business will evaluate your credit reports for negative marks, like Then, it will set a prepare for contesting errors and negotiating with creditors to get rid of those items.

Beware here. If you’ve had trouble managing credit in the past, a brand-new account may not be the very best choice. Plus it’s not an excellent idea to take on more credit if you do not need it. The quantity you’ll pay and how it’s computed will differ depending on the business, however there’s a guideline they have to follow.

Depending upon the company, you may pay a one-time flat cost, or spend for each bad mark the business gets rid of from each of your reports. This may start around $35 per removal and could vary to $750 or more. The company might also charge by the month, varying from $50 to $130 or more.

Believe about how much work your reports need. If there are simply a couple of negative items, you’ll likely be better off applying any costs towards paying for financial obligation and disputing any mistakes in your credit reports yourself. The credit bureau typically has one month after receiving your dispute to investigate and validate details.

The credit bureau is required to send you the results of the investigation within 5 service days of the completion of the investigation. However if the credit bureau identifies the conflict is “unimportant” it can pick not to investigate as long as it communicates that to you within five days.

But many consumers do not understand where to begin, states Gerri Detweiler, education director at Nav, which aims to assist company owner understand and handle their business credit. Here are some methods you can work on improving your credit on your own. Consumers should “work out severe caution” when thinking about working with a credit repair work company, McClary states.

Even if you find a company you’re comfy with, the services might not work for your scenario. Plus you ‘d likely conserve cash if you contested any incorrect info in your credit reports yourself. The Credit Repair Work Organizations Act, or CROA, makes it unlawful for credit repair work companies to lie about their services and results, and sets some additional guidelines.

Credit reporting companies have a variety of requirements under CROA, some of which consist of Giving you a composed contract that discusses your legal rights and the services they’ll provide Allowing you to cancel within three days without charge Fulfilling the promised service before charging you or receiving charges If a credit repair work business refuses to answer your questions, requests payment in advance or fails to put promises in writing, “that’s part of the ‘sniff test’ that tells you there’s something incorrect there,” McClary says.

We recommend thinking about credit counseling initially. Ultimately, you might be able to rebuild your credit yourself. Working on your credit?.

Selecting the finest credit repair work company to help you enhance your credit rating is a big decision. A typical credit repair service will cost you a few hundred dollars and will take up to a year to complete their service. Choosing the incorrect credit repair work company can wind up wasting money and possibly more significantly, your time.

Improving your credit score can be the difference in between whether you get into a new home, vehicle, or perhaps a task. A greater credit history may also assist you refinance your existing payments so you wind up paying less on a monthly basis. A relied on credit repair work company can lend their expertise and assist you on your method to attaining these results.

The process of repairing your credit can involve much more than simply challenging your credit with the credit bureaus. You should make certain to utilize a credit repair work business that can satisfy all of your credit requirements. When most people believe of credit repair work they consider a procedure that has become referred to as credit report repair.

This component of credit repair work has actually helped lots of people with incorrect, incomplete, or unverifiable details on their credit reports improve their credit history. While credit report repair is an excellent start, lots of people discover that it is not enough. Credit report repair work works when the credit bureaus are not able to validate that the questionable products in your credit reports ought to exist.

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