Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Wickersham, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Depending on your present credit scenario, you may be finest served by a credit repair work company specializing entirely in credit report repair or one that can also supply a full brochure of credit repair work services. The Credit Repair Organizations Act is developed to secure you from credit repair rip-offs. Sadly, credit repair is a market that has actually gotten a bad track record since of the publicity paid for to credit repair work frauds.

A simple way to do this is to know a few of the laws that govern credit repair companies. These laws as specified in the Credit Repair Organizations Act were developed to secure you from credit repair work frauds while also securing your right to get assist with fixing your credit reports.

In a common credit repair scam, the so called credit repair business charges a big upfront cost (numerous hundreds and even countless dollars) for service. This allows them to gather their money, prevent carrying out the concurred upon credit repair, and vanish when a lot of individuals start grumbling. Under the Credit Repair Organizations Act, credit repair companies are just allowed to expense for services after they have actually been carried out.

The 2nd law you ought to understand about addresses another common credit repair fraud referred to as file segregation. Submit segregation is the extremely illegal process of developing a new credit identity with the credit bureaus. This brand-new clean credit identity is then used when obtaining credit because it does not consist of any of the doubtful items on your genuine credit reports.

Some additional standards described in the Credit Repair work Organizations Act make it prohibited for any credit repair company to guarantee your credit score will increase, to not inform you that you deserve to fix your credit on your own, and to not enable you to cancel service whenever you want.

The BBB keeps notes on complaints made versus companies. If the BBB report for a credit repair company lists numerous unsettled problems or an overall low ranking, you ought to watch out for the business. In addition, beware of any credit repair work business that does not list credit repair services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair service can legally do for you even getting rid of wrong details that you can’t do for yourself for little or no cost. And the expense of working with such a business can be considerable, ranging from hundreds to countless dollars. The Credit Repair Organizations Act is a federal law that became reliable on April 1, 1997 in reaction to a variety of customers who had struggled with credit repair rip-offs.

Are required to offer consumers with a composed agreement specifying all the services to be supplied along with the terms and conditions of payment. Under the law, customers have 3 days to withdraw from the agreement. Are forbidden to ask or suggest that you mislead credit reporting companies about your charge account or modify your identity to alter your credit history.

Can not ask you to sign anything that states that you are surrendering your rights under the Credit Repair Organizations Act. Any waiver that you sign can not be implemented. There is no fast fix for your credit. Info that is unfavorable however precise (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a better understanding of your credit picture and what loan providers can see, inspect your credit report. If you need assistance reading your report, you can discover more about how to read your Experian credit report. If you wish to find out more about credit reports in general, you can check out about credit report essentials. If you discover info that is incorrect, you can file a dispute.

Make certain you’re clear on items that could possibly be deceptive, versus those that might merely be inaccurate. Your payment history is one of the most essential parts of many FICO scoring models. Late and missed payments will reduce your ratings, and public records and collections can trigger significant damage.

Your scores typically consider the size and recency of your financial obligation. The larger your debt is and the more recent your missed payments are, the worse your rating will be. Bringing accounts current and continuing to pay on time will often have a favorable impact on your credit ratings.

Essentially it’s the sum of all of your revolving financial obligation (such as your credit card balances) divided by the total credit that is available to you (or the total of all your credit line). High credit utilization rate can adversely impact your credit report. Usually, it’s an excellent idea to keep your credit usage rate below 30%.

There are two ways to decrease your credit usage rate: Lower your debt by settling your account balances. Increase your total readily available credit by raising your credit line on an existing account or opening a brand-new charge account. While increasing your credit limitation may look like an appealing option, it can be a risky move.

Furthermore, if you try to open a brand-new charge card, an questions will appear on your credit report and momentarily decrease your credit report. Decreasing your balances on credit cards and other revolving credit accounts is most likely the much better option to enhance your credit usage rate, and, consequently, your credit scores.

Scoring designs consider just how much you owe and across the number of various accounts. If you have debt across a large number of accounts, it may be helpful to pay off a few of the accounts, if you can. Paying for your debt is the objective of numerous who have actually accrued financial obligation in the past, but even after you pay the balance to zero, think about keeping that account open.

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