Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.

Review

When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.

Strategize

Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.

Analyze

At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Wymer, Washington residents

Credit Repair company serves the following zip code(s):

98901


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details

704-387-5117

  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

Join Our Facebook Group

Get answers to all your credit repair questions by joining our credit repair tidbits facebook group

 

Now Hiring….

Data Entry Positions – Currently Filled
Commission Only Sales – Send Resume To Danny@PayAfterDeletion.com

 

Depending on your present credit scenario, you may be finest served by a credit repair work business specializing solely in credit report repair work or one that can also provide a complete catalog of credit repair work services. The Credit Repair Organizations Act is created to secure you from credit repair work scams. Unfortunately, credit repair work is an industry that has gotten a bad track record due to the fact that of the promotion afforded to credit repair work frauds.

An easy way to do this is to know a few of the laws that govern credit repair work companies. These laws as defined in the Credit Repair Organizations Act were developed to safeguard you from credit repair scams while also safeguarding your right to get aid with fixing your credit reports.

In a normal credit repair work scam, the so called credit repair business charges a big in advance cost (numerous hundreds or perhaps countless dollars) for service. This permits them to gather their cash, avoid carrying out the concurred upon credit repair, and disappear when too many individuals begin grumbling. Under the Credit Repair Work Organizations Act, credit repair companies are just permitted to expense for services after they have actually been performed.

The second law you must understand about addresses another typical credit repair fraud called file partition. Submit segregation is the extremely prohibited process of developing a new credit identity with the credit bureaus. This new tidy credit identity is then used when getting credit because it does not contain any of the doubtful items on your real credit reports.

Some additional guidelines described in the Credit Repair work Organizations Act make it unlawful for any credit repair work company to guarantee your credit report will increase, to not notify you that you can repair your credit on your own, and to not permit you to cancel service whenever you desire.

The BBB keeps notes on problems made against business. If the BBB report for a credit repair company notes several unsettled complaints or a total low rating, you must be careful of the business. In addition, beware of any credit repair work company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s nothing a credit repair service can lawfully provide for you even removing incorrect details that you can’t do for yourself for little or no expenditure. And the expense of employing such a company can be considerable, varying from hundreds to countless dollars. The Credit Repair Organizations Act is a federal law that ended up being reliable on April 1, 1997 in action to a number of customers who had actually experienced credit repair work frauds.

Are required to supply customers with a written agreement stating all the services to be provided along with the terms and conditions of payment. Under the law, consumers have 3 days to withdraw from the agreement. Are prohibited to ask or recommend that you mislead credit reporting business about your charge account or modify your identity to alter your credit history.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be enforced. There is no fast fix for your credit. Details that is negative but precise (such as late payments and delinquencies) will stay on your credit report for 7-10 years.

To get a much better understanding of your credit image and what lenders can see, examine your credit report. If you need help reading your report, you can discover more about how to read your Experian credit report. If you want to find out more about credit reports in basic, you can check out credit report fundamentals. If you find details that is inaccurate, you can file a conflict.

Make certain you’re clear on products that might possibly be deceptive, versus those that may simply be inaccurate. Your payment history is among the most important components of numerous FICO scoring models. Late and missed payments will lower your ratings, and public records and collections can trigger substantial damage.

Your ratings typically take into account the size and recency of your debt. The bigger your financial obligation is and the more current your missed out on payments are, the even worse your score will be. Bringing accounts current and continuing to pay on time will often have a positive impact on your credit history.

Essentially it’s the sum of all of your revolving financial obligation (such as your charge card balances) divided by the overall credit that is available to you (or the total of all your credit line). High credit usage rate can adversely impact your credit ratings. Normally, it’s a good idea to keep your credit usage rate below 30%.

There are two methods to minimize your credit utilization rate: Lower your debt by paying off your account balances. Increase your overall offered credit by raising your credit limitation on an existing account or opening a brand-new credit account. While increasing your credit limit may appear like an appealing choice, it can be a risky relocation.

In addition, if you attempt to open a brand-new charge card, an query will appear on your credit report and briefly decrease your credit score. Lowering your balances on charge card and other revolving credit accounts is likely the better alternative to improve your credit utilization rate, and, consequently, your credit report.

Scoring designs consider how much you owe and across the number of various accounts. If you have financial obligation across a a great deal of accounts, it may be helpful to pay off some of the accounts, if you can. Paying down your debt is the goal of numerous who’ve accumulated financial obligation in the past, however even after you pay the balance to zero, consider keeping that account open.

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