Actual Deletions

Are you looking for a company that will ACTUALLY remove negative items and are willing to put their money where their mouth is?

No Monthly Fees EVER

Once enrolled we ONLY charge when items are deleted, no monthly fees!!!

CROA Compliant

We are proud to be compliant with the “Credit Repair Organizations Act”

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The Country’s Best Pay After Deletion Credit Repair Service!

Pay Only For Actual Results

Once enrolled, we ONLY charge when and if item(s) are actually repaired or deleted from your credit report.

No Conflict Of Interests

We both want deletions, no longer do you have to deal with a company that gets paid more when they fail. We only get paid when we get you deletions!

Know Your Max Costs Upfront

Easy to determine total pricing, just count items needing deletion/repair and calculate using cost per item fees provided.

No More Monthly Fees

No more will you have to pay endless monthly fees without knowing if you will ever see any results.


When you start the enrollment process the first thing we do is a complete detailed review of your entire credit report, during this review we are seeking opportunities to either repair and/or delete items from your credit report.


Once we determine what repair/deletion opportunities are available our team strategizes to determine the most aggressive deletion or repair strategies and tactics to employ throughout your project.


At the end of each cycle we review our results to determine what was repaired or deleted as well as what remains. The remaining items are once again put through this 3 step process taking into account what strategies worked? and what didn’t? What was the response we received? What may have changed during the last cycle?

Pay After Deletion Credit Repair Services

We offer credit repair services on a pay after deletion basis to all Y Section, Washington residents

Credit Repair company serves the following zip code(s):


Pay after Deletion means just that, once you are enrolled you only pay when and if items are ACTUALLY deleted from your credit report.

  • No more never ending MONTHLY fees
  • No more wondering if your credit restoration company is actually doing any work, if we don’t work we don’t get paid
  • No more having to quit after 6-9 months because nothing seems to be happening
  • 100% compliant with “Credit Repair Organizations Act” CROA
  • Over 15 years of experience
  • Most items $35 Per Deletion – Paid AFTER They have been deleted

Call Us Today For Full Details


  • Credit Repair near me or not will still work, What we don’t know is the When! Don’t let any other companies tell you otherwise

  • Slow, quick, fast credit repair? We won’t lie, it can take some time. Other companies just won’t tell you

  • The best credit repair companies are okay offering pay after deletion options because they know items will be deleted

  • Monthly credit repair services hate us, we expose them

  • Full Credit restoration means everything deleted, not just some items

  • A credit restoration company / agency will know this

  • Credit repair no money upfront means no money today, but everyone will charge something. We just don’t try to hide it like the others.

  • Monthly fees to repair credit is risky, especially when you find out how long it really takes

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Now Hiring In Y Section Washington

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Depending on your current credit circumstance, you might be finest served by a credit repair company specializing exclusively in credit report repair work or one that can also provide a complete brochure of credit repair services. The Credit Repair Work Organizations Act is created to protect you from credit repair scams. Sadly, credit repair work is an industry that has received a bad track record since of the promotion managed to credit repair work frauds.

A simple method to do this is to know a few of the laws that govern credit repair work companies. These laws as specified in the Credit Repair Work Organizations Act were designed to protect you from credit repair work frauds while also protecting your right to get help with fixing your credit reports.

In a normal credit repair work rip-off, the so called credit repair business charges a big in advance cost (many hundreds and even thousands of dollars) for service. This enables them to collect their money, avoid performing the agreed upon credit repair work, and vanish when too many people begin grumbling. Under the Credit Repair Organizations Act, credit repair work companies are only allowed to bill for services after they have actually been carried out.

The second law you should understand about addresses another common credit repair rip-off called file segregation. File partition is the extremely unlawful procedure of creating a new credit identity with the credit bureaus. This brand-new clean credit identity is then used when making an application for credit since it does not contain any of the doubtful items on your genuine credit reports.

Some additional guidelines described in the Credit Repair work Organizations Act make it illegal for any credit repair work business to promise your credit history will increase, to not inform you that you have the right to fix your credit on your own, and to not permit you to cancel service whenever you desire.

The BBB keeps notes on complaints made versus companies. If the BBB report for a credit repair work company notes several unresolved grievances or an overall low rating, you must watch out for the business. In addition, beware of any credit repair company that does not list credit repair work services as one of their offerings in their BBB filing.

There’s absolutely nothing a credit repair service can lawfully do for you even removing wrong details that you can’t provide for yourself for little or no cost. And the cost of employing such a business can be significant, varying from hundreds to thousands of dollars. The Credit Repair Organizations Act is a federal law that became reliable on April 1, 1997 in reaction to a number of customers who had actually experienced credit repair frauds.

Are required to provide consumers with a written agreement specifying all the services to be provided as well as the conditions of payment. Under the law, consumers have 3 days to withdraw from the contract. Are forbidden to ask or recommend that you misguide credit reporting companies about your charge account or change your identity to change your credit rating.

Can not ask you to sign anything that states that you are forfeiting your rights under the Credit Repair Work Organizations Act. Any waiver that you sign can not be enforced. There is no quick repair for your credit. Information that is negative however precise (such as late payments and delinquencies) will remain on your credit report for 7-10 years.

To get a much better understanding of your credit picture and what lenders can see, check your credit report. If you require help reading your report, you can learn more about how to read your Experian credit report. If you wish to learn more about credit reports in basic, you can check out credit report fundamentals. If you find information that is incorrect, you can file a dispute.

Make certain you’re clear on items that could possibly be deceptive, versus those that may just be unreliable. Your payment history is one of the most important elements of many FICO scoring models. Late and missed out on payments will reduce your scores, and public records and collections can trigger substantial damage.

Your ratings often take into consideration the size and recency of your financial obligation. The larger your financial obligation is and the more current your missed payments are, the worse your rating will be. Bringing accounts current and continuing to pay on time will generally have a favorable effect on your credit ratings.

Generally it’s the amount of all of your revolving financial obligation (such as your charge card balances) divided by the total credit that is available to you (or the overall of all your credit line). High credit usage rate can negatively affect your credit history. Usually, it’s a great concept to keep your credit utilization rate listed below 30%.

There are two ways to reduce your credit usage rate: Lower your financial obligation by settling your account balances. Increase your total available credit by raising your credit limitation on an existing account or opening a brand-new credit account. While increasing your credit limit might seem like an appealing option, it can be a risky move.

Furthermore, if you try to open a new credit card, an query will appear on your credit report and momentarily lower your credit history. Reducing your balances on charge card and other revolving credit accounts is likely the much better choice to enhance your credit utilization rate, and, consequently, your credit history.

Scoring designs consider how much you owe and across the number of different accounts. If you have debt across a a great deal of accounts, it may be beneficial to settle a few of the accounts, if you can. Paying for your financial obligation is the objective of numerous who’ve accrued debt in the past, but even after you pay the balance to no, consider keeping that account open.

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